Login to Internet banking
A brand-new experience - smarter, faster, and secured
Introducing the First-in-industry IDFC FIRST Bank's Super Account
Request a Callback
You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know More
Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
Know More
Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
Know More
Most Searched
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account Now
Download our app
Get instant help for all your queries in one place
Explore Personal
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
IDFC FIRST Bank Add-On Card
Share all the benefits of your IDFC FIRST Bank Credit Card with your spouse, parents, children, or friends without the hassle of a new application or credit check.
Because benefits are better when shared
Welcome Benefits
Get 1,000 Reward Points when the add-on card is used within 15 days (min. ₹500 spend).
Faster Milestone Rewards
Spend together to hit milestones sooner.
Annual Fee Waiver
Meet spend goals to get your annual fee reversed.
Easy Spend Tracking
All expenses in one statement for simpler management.
The primary cardholder will be responsible for all transactions and repayments for the add-on credit card.
For the Ones Who Matter Most
If you already own an IDFC FIRST Bank Credit Card, you can add your:
Share everyday perks and simplify joint spending with one seamless account
Monitor, manage and cover the expenses of your elderly family members.
Give young adults their first taste of credit card responsibility, with spending control and real-time tracking.
Make shared plans smoother, from dinners to trips, with one reward-earning card.
Extend exclusive benefits to your trusted circle and enjoy rewards together.
Spouse
Share everyday perks and simplify joint spending with one seamless account
Parents
Monitor, manage and cover the expenses of your elderly family members.
Son/Daughter
Give young adults their first taste of credit card responsibility, with spending control and real-time tracking.
Siblings
Make shared plans smoother, from dinners to trips, with one reward-earning card.
Close Friends
Extend exclusive benefits to your trusted circle and enjoy rewards together.
Ready to Share Your Card?
Apply for an add-on card in minutes with a 100% digital process.
Step 1
Click here to apply
for an Add-on Card
Step 2
Provide your details
and the add-on member’s details.
Step 3
Link will be sent via SMS
to add-on member for KYC completion
Cards You Can Share
You can get an add-on card with these IDFC FIRST Bank Credit Cards:
FIRST Classic
- Movie discounts, railway lounge access
FIRST Select
- Complimentary lounge access, high movie discounts
Mayura
- Luxury travel benefits with zero forex, airport lounge/spa access
Ashva
- Premium travel benefits with airport lounge and golf access
FIRST Millennia
- 300+ merchant offers, movie discounts
FIRST Wealth
- Premium travel perks & low forex markup
FIRST Power/Power+
- Enhanced rewards on UPI & save up to ₹18,500/year
The Add-on Credit Card is not available for FIRST WOW!, FIRST EA₹N, FIRST SWYP, and FIRST Business Credit Card variants.
Annual Fee reversal not eligible on FIRST Private Credit Card.
Joining and Annual Fees
Joining Fee
Annual Fee
All IDFC FIRST Bank Credit Cards (except Ashva & Mayura)
₹499
(Get 1,000 Reward Points on min. spends of ₹500)
₹499
(reversed on spending ₹60,000 /year)
Ashva
Metal Variant: ₹2,000
Plastic Variant: ₹1,500
(Get 1,000 Reward Points on min. spends of ₹500)
₹1000
(reversed on spending ₹1.2 lakh /year)
Mayura
Metal Variant: ₹4,000
Plastic Variant: ₹3,000
(Get 1,000 Reward Points on min. spends of ₹500)
₹2000
(reversed on spending ₹1.2 lakh /year)
Please refer to the Most Important Terms & Conditions (MITC) for other charges.
Get the power of UPI with your Add-on Credit Card
Joining and Annual fee (2nd year onwards) of just ₹199 + GST
-
Limited period offer: 100% cashback up to ₹200 i.e. ₹50 each on the first 4 UPI transactions
-
Earn up to 3X reward points on your spends
Frequently Asked Questions
All
Eligibility
Credit Limit
Fees & Charges
Rewards & Benefits
Repayment
Who can get IDFC FIRST Add-on Credit Cards?
An Add-on card can be given to your parents, spouse, children, siblings, friends, business partners or anyone in your circle and is above the age of 18 years. The card holder does not necessarily have to be related to you but must be someone you trust.
On which credit card variants is the Add-on Credit Card not applicable?
The Add-on Credit Card is not available for FIRST WOW!, FIRST EA₹N, FIRST SWYP and FIRST Business Credit Card variants.
How many Add-on cards can be issued to a primary credit card?
A Maximum of 3 Add-on cards can be issued against one primary credit card. The primary card holder has to apply individually for each Add-on card.
What Credit Card variant will be issued to Add-on Credit Card applicant?
Add-on applicant will be issued the same card variant as the Primary Credit Card holder.
How many add-on credit cards can a customer hold?
A customer can hold a maximum of 1 add-on credit card at a time.
What will be the Credit Limit on Add-on Credit Card?
The Credit and Cash Withdrawal Limit applicable on Primary Card Account is inclusive of all the Add-on cards. Primary Credit Card holder can set and modify the credit limit assigned to the Add-on Credit Card holder.
Is there any Joining/Membership fees for IDFC FIRST Bank Add-on Credit Cards?
Yes, Add-On Cards come with a joining and annual fee of Rs 499 + GST. This fee does not apply to Ashva and Mayura Credit Cards, which have separate fee structures. For details, please refer to the Most Important Terms and Conditions (MITC).
Can the annual fee for an IDFC FIRST Bank Add-On Card be waived?
Yes, the Rs 499 annual fee can be reversed if the Add-On Card (except Ashva and Mayura) is used to spend Rs 60,000 or more in a year. For Ashva and Mayura Add on Cards, the required spend is Rs 1,20,000 per year.
What will be the Annual Rate of Interest on the Add-on Credit Card?
Annual Rate of Interest on Add-on Credit Card will be same as that on Primary Credit Card
Will the Primary Credit Card holder earn reward points on spends done using Add-on Credit Card?
Yes, the Primary Credit Card holder will earn rewards points for all purchase transactions done on the IDFC FIRST Bank Add –on Credit Card. Reward structure for add-on credit card will be similar to that of Primary Credit card.
Will the Add-on Credit Card holder be able to redeem the earned reward points?
No, all reward points will be accrued to the primary cardholder account and can be redeemed only by the Primary Card holder.
Will the Add-on card holder get the Welcome bonus/benefits available for Primary Card holder?
No, the Add-On Card holder is not eligible for the Welcome Benefits that are meant for the Primary Card holder. However, the Add-On Card holder can enjoy a separate joining benefit of 1,000 Reward Points by making a minimum transaction of Rs 500 within 15 days of card issuance.
Will the Add-on Credit Card holder get the monthly Credit Card Statement and on which date of the month?
The Add-on credit card transactions will be part of the primary card holder's monthly statement. The Add-on credit card holder will not receive the statement.
Who will be liable to repay the outstanding of the spends done on Add-on Credit Card?
The Primary Credit Card holder will be liable to clear outstanding amount on Add-on Credit Card/s.
FinFirst Blogs
Deep dive into everything finance
Credit Cards on UPI: Your questions answered
Discover the advantages of linking your credit card to UPI and how to get started.
Credit cards with CFAR travel insurance: Here's why you need it
Unforeseen circumstances can dampen your travel plans. Don't let it hurt you financially.
Best credit cards for movie buffs
Here's how to catch the latest releases in cinemas at a fraction of the cost with the right credit card.
Explore Bali on a budget with this credit card
Dreaming of a Bali trip? With the right credit card, you can make your dreams come true without breaking the bank
Can you increase your credit score with a credit card?
Discover how to improve your CIBIL score and open doors to better financial opportunities.
Important Documents
