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Retail Loan Fees & Charges

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Charges

	JLG	MHL	MEL	RPL	CV	TW	UC	NC	CD
EMI Bounce charges per presentation*	Nil	Nil	400/- + GST	400/- + GST	400/- + GST	400/- + GST	400/- + GST	400/- + GST	400/- + GST
Late payment/Penal charges/ Default interest/Overdue (per month)	Nil	Nil	2% per month of unpaid EMI or INR 300, whichever is higher+GST	2% per month of unpaid EMI or INR 300, whichever is higher+GST	2% per month of unpaid EMI or INR 300, whichever is higher+GST	2% per month of unpaid EMI or INR 300, whichever is higher+GST	2% per month of unpaid EMI or INR 300, whichever is higher+GST	2% per month of unpaid EMI or INR 300, whichever is higher+GST	2% per month of unpaid EMI or INR 300, whichever is higher+GST
Cheque Swap charges (per swap)*	Nil	Nil	Rs. 500/-+GST	Rs. 500/-+GST	Rs. 500/-+GST	Rs. 500/-+GST	Rs. 500/-+GST	Rs. 500/-+GST	Rs. 500/-+GST
Foreclosure / Prepayment charges*	Nil	Nil	4% of the principal outstanding amount + GST (as applicable)	4% of the principal outstanding amount + GST	5% of the principal outstanding amount + GST	5% of the principal outstanding amount + GST	5% of the principal outstanding amount + GST	5% of the principal outstanding amount + GST	5% of the principal outstanding amount + GST
Duplicate No Objection Certificate Issuance Charges*	Nil	Nil	Nil	Nil	500/- + GST	500/- + GST	500/- + GST	500/- + GST	500/- + GST
Physical Repayment Schedule *	Nil	Nil	Nil	Nil	500/- + GST	500/- + GST	500/- + GST	500/- + GST	500/- + GST
Physical Statement of Account*	Nil	Nil	Nil	Nil	500/- + GST	500/- + GST	500/- + GST	500/- + GST	500/- + GST
Document retrieval charges (per retrieval)*	Nil	Nil	Nil	Nil	500/- + GST	500/- + GST	500/- + GST	500/- + GST	500/- + GST
EMI Pickup/ Collection Charges*	Nil	Nil	500 /-	500 /-	500/- + GST	500/- + GST	500/- + GST	500/- + GST	500/- + GST
Easy Buy Card Replacement Fee (If Easy Buy Card Applicable)	Nil	Nil	Nil	Nil	100/- + GST	100/- + GST	100/- + GST	100/- + GST	100/- + GST
EBC & Push Card fee(if applicable)	Nil	Nil	Nil	Nil	99/- + GST	99/- + GST	99/- + GST	99/- + GST	99/- + GST

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