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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Send Money To India From USA
Sending money from the USA to India in your IDFC FIRST Bank NRE/NRO or Savings Account is now reliable, secure, and fast. Benefit from competitive exchange rates, low transfer fees, and quick processing times to meet your financial needs. IDFC FIRST Bank provides a seamless remittance process through its branches, dedicated customer support and compliance with regulatory guidelines, your funds are safely transferred. Whether for family support, investments, or savings, IDFC FIRST Bank ensures your money reaches India hassle-freeRead More
You can transfer funds in 15 different currencies: USD, CAD, GBP, EURO, CHF, AUD, ZAR, JPY, CNH, HKD, NOK, SGD, SEK, AED and NZD.
Sending money from abroad Use Wire Transfer to send money to India in all major currencies through SWIFT network. Transfer money from a local overseas bank to an IDFC First Bank account in India using special SWIFT BIC . You can conveniently send money for your NRE/NRO account or your loved ones resident savings account under different purposes like family maintenance, investments, travel, medical treatments and more.
NEW SWIFT CODE FOR NRI CUSTOMERS:
Fees and Charges for fund transfers to India from USA with IDFC FIRST Bank
IDFC FIRST Bank does not charge anything for funds sent from USA to India. GST will be levied on the converted gross INR amount, as per the existing Tax slab.
Please note that the remitting bank routes funds sent from the USA to India through their correspondent banks in arrangement. These correspondent banks may levy certain charges for rendering their services, which are neither in the control of nor the responsibility of IDFC FIRST Bank.
Features and Benefits
There is no upper limit to the amount you can send from the USA to India
Fund transfers are fast, secure, and reliable
The money sent is converted at the prevailing forex exchange rates
Get competitive forex rates with IDFC FIRST Bank
Transfer money from anywhere in the USA to India
How to transfer funds from the USA to India
- Sender’s details: Name, account number, and complete address.
- Receiver’s details: Name, 11-digit account number, and complete address.
- Receiver’s bank details
- Bank name – IDFC FIRST Bank
- Swift Code – IDFBINBBMUM
- Correspondent’s bank – Please click here
- Mention the purpose of payment for faster credit to your account.
- Kindly mention charges as OUR in your fund transfer form to avoid correspondent bank charges.
Follow the steps mentioned below to transfer funds from the USA to India.
1. Visit your foreign bank branch in USA.
2. Submit the following payment details:
3. Upon receiving the foreign bank's payment, IDFC FIRST Bank will deposit the money in the desired account within 1 to 2 days.
It is important to note that you do not need to mention the account number for an FCNR (Foreign Currency Non-Resident) deposit. However, kindly ensure that your 10-digit customer ID is mentioned.
For faster credit, it is imperative to mention the purpose of payment. Also, note that the bank might need to reach the beneficiary for additional details before the money transfer.
FREQUENTLY ASKED QUESTIONS
How much money can I send from USA to India at once?
There is no upper limit on the amount you can send from the USA to India. It depends on your local bank’s terms and conditions.
What does wire transfer mean?
Wire transfer is an affordable way of international fund transfers, for example sending money from the USA to India. In wire transfers, sender banks and receiver banks have an intermediary bank to send and receive money. These intermediary banks provide low or negligible overhead charges and make fund transfers cheap.
How do I send money from USA to India using IDFC FIRST Bank?
You can choose the online fund transfer option at your local bank’s portal and add an IDFC FIRST Bank account holder as a beneficiary to send money from USA to India. Alternatively, you can use the wire transfer option at your local bank and choose an IDFC FIRST Bank account holder as the beneficiary.
What are the charges for sending money from USA to India?
IDFC FIRST Bank does not charge anything for funds sent from USA to India if funds in USD are routed through our USD Nostro partner JP Morgan Chase. GST will be levied on the converted gross INR amount, as per the existing Tax slab.
Please note that the remitting bank routes remittance funds through their correspondent banks in arrangement. These correspondent banks may levy certain charges for rendering their services, which are neither in the control of nor the responsibility of IDFC FIRST Bank.
What is the maximum amount I can send?
You can send money from USA to India without any limits.
