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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
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- Account for all Domestic businesses
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- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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FCNR Deposit Rates 2026
Foreign Currency Non-Resident (FCNR) Deposits
| FCNR rates up to 1 million* (effective from 26th February, 2026) | |||||
| Period | USD | GBP | EUR | AUD | SGD |
| 1 Yr < 15 Months | 4.50% | 4.25% | 2.55% | 4.00% | 1.90% |
| 15 Months < 2 Yrs | 4.50% | 4.00% | 1.25% | 3.85% | 1.65% |
| 2 Yrs to < 3 Yrs | 4.25% | NA | NA | NA | NA |
| 3 Yrs to < 4 Yrs | 4.25% | NA | NA | NA | NA |
| 4 Yrs to < 5 Yrs | 4.40% | NA | NA | NA | NA |
| 5 Yrs only | 4.40% | NA | NA | NA | NA |
| FCNR rates above 1 million* (effective from 16th January, 2026) | |||||
| Period | USD | GBP | EUR | AUD | SGD |
| 1 Yr < 15 Months | 4.00% | NA | NA | NA | NA |
| 15 Months < 2 Yrs | 4.00% | NA | NA | NA | NA |
| 2 Yrs to < 3 Yrs | 4.00% | NA | NA | NA | NA |
| 3 Yrs to < 4 Yrs | 4.00% | NA | NA | NA | NA |
| 4 Yrs to < 5 Yrs | 4.00% | NA | NA | NA | NA |
| 5 Yrs only | 4.00% | NA | NA | NA | NA |
Important Notes
● No interest will be paid if the FCNR Deposit is prematurely withdrawn within 1 year of deposit creation.
● The interest on FCNR deposits is compounded at intervals of 180 days each and thereafter for the remaining actual number of days. The principal is increased to include the interest earned during the previous 180 days.
● On premature withdrawal, Interest will be calculated at the applicable rate (on the date of placement of deposit), for the period the deposit has run. Premature Withdrawal Penalty shall be Nil.
● In case of FCNR (B) deposits, calendar year is taken to consist of 360 days irrespective of whether it is a leap year.
● Terms and conditions applicable to such deposits shall be as per the guidelines prescribed by Reserve Bank of India (RBI) from time to time.
