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Offer Guaranteed^ maturity benefits
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Multiple combinations to choose from: Policy term/Premium Paying term
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Option to take policy loan
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Offer Guaranteed^ maturity benefits
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Multiple combinations to choose from: Policy term/Premium Paying term
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Option to take policy loan
SECURE YOUR LIFE GOALS WITH GUARANTEED¹ RETURNS.
Your family’s security and its future well-being is one of the most treasured dreams in your life. But when Security is backed up by a guarantee, your dream can transform into an achievable GOAL. Presenting Bajaj Life Goal Suraksha, an easy to buy, insurance plan that secures you and your family with a life cover and a guaranteed 1 sum at maturity.
FEATURES
Guaranteed1 Maturity Benefit
Offers Guaranteed1 Additions at Maturity
Limited Premium Payment Term
Option to take Policy Loan
Option to alter Premium Payment Mode
PLAN BENEFITS
Maturity Benefit:
On the maturity date, if all premiums are paid, the Guaranteed1 Sum Assured6 on Maturity2 plus Guaranteed1 Additions, under your policy, will be paid and the policy will terminate.
Guaranteed1 Additions - On maturity date, if all due premiums have been paid, guaranteed1 Additions as a multiple of one Annualized Premium3 will be paid along with the maturity benefit.
Guaranteed1 additions will not be payable in case of a lapsed or paid-up policy.
Death Benefit:
In case of unfortunate death of the Life Assured due to accident during the waiting period4 or in case of death of the Life Assured after the waiting period4 due to any cause, the death benefit is payable to the nominee(s)/ beneficiaries. Such death benefit is stated as Sum Assured6 on Death which is as below.
The Sum Assured6 on Death is the higher of:
(i)Sum Assured6 Multiple X Annualized Premium3. (ii) Sum Assured6,
In case of death of the Life Assured during the Waiting period4 other than due to an accident, the death benefit payable to the nominee (s)/beneficiaries will be the 100% of Total Premiums paid5 till date, excluding any extra premium & Goods & Service Tax/ any other applicable tax levied, subject to changes in tax laws. At no time the Death Benefit will be less than Guaranteed¹ Death Benefit of 105% of the Total Premiums paid5 up to the date of death. The policy will terminate on payment of the death benefit. The death benefit is payable provided the policy is in-force and all due premiums have been paid.
Policy Documents
ELIGIBILITY
Disclaimer
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS - IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
1Conditions Apply – The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors. For more details, please refer to sales brochure.
2Guaranteed Sum Assured on Maturity” is (110%*Premium Payment Term) times the Annualized Premium
3Annualized Premium shall be the premium amount payable in a year chosen by the policyholder excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.
4Waiting period is the first 90 days from the date of commencement of risk. Waiting period is not applicable in case of revival.
5Total Premium paid means total of all the premiums paid under the base product, excluding any extra premium and taxes, if collected explicitly
6“Sum Assured (SA)” is SA multiple X the Annualized PremiumRead More
Bajaj Life Insurance Limited (formerly known as Bajaj Allianz Life Insurance Company Limited)
Risk Factors and Warning Statements: Bajaj Life Insurance Limited and Bajaj Life Goal Suraksha are the names of the company and the product respectively and do not in any way indicate the quality of the product and its future prospects or returns. For more details on risk factors, terms and conditions please read sales brochures & policy document (available on www.bajajlifeinsurance.com) carefully before conducting a sale. Bajaj Life Goal Suraksha – A Non-linked, Non-Participating, Individual, Life Insurance Savings Plan. Regd Office Address: Bajaj Insurance House, Airport Road, Yerawada, Pune - 411006. Reg. No.: 116. CIN: U66010PN2001PLC015959 | Mail us: customercare@bajajlife.com | Call On: Customer care no. : 020-6712 1212 | Bajaj Life Goal Suraksha (UIN: 116N155V16), The Logo of Bajaj Life Insurance Limited is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo.
IDFC FIRST Bank Ltd is a Corporate Agent for Bajaj Life Insurance Limited and is registered with Insurance Regulatory and Development Authority of India bearing registration number CA0106. This Plan is offered and underwritten by Bajaj Life Insurance Limited. The purchase of an insurance plan by the customer is purely on voluntary basis.Read Less
