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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
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Enjoy Zero Charges on All Commonly Used Savings Account Services
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Details
| Description of Charge/Feature | Merchant Multiplier Account |
| Average Monthly Balance Requirement (in ₹) | NIL |
| Charges for non maintenance of required balance | NA |
| Cash Deposit Free Limit | Up to 20 times credit throughput of POS + UPI (Maximum ₹30 lakhs per month) |
| Cash Deposit Charges above free limit | ₹3 per 1000 |
| Cheque Returns | Deposited – ₹50 per cheque, Issued- ₹250 per cheque |
| Cheque Book Issuance | Free-100 leaves per month; ₹2 per leaf beyond free limit |
| DD issuance | Bank Locations: Free Correspondent Locations: ₹30 per DD |
Debit Card & ATM Charges
| Debit Card Issuance | Free - Platinum |
| Annnual Fees / Replacment | 1Free - Platinum |
| ATM Transaction Charge at any ATM in India | 5 Free per month; Beyond free limit Financial: ₹20 Non-Financial: ₹8 (Free at IDFC FIRST Bank ATM) |
| International ATM or POS transaction | Free, only forex mark up 2% of the transaction value will be applicable |
Payment Services
| Intra-Bank Fund Transfer - Branch | Free |
| Intra-Bank Fund Transfer -Internet Banking | Free |
| RTGS Payment - Branch | Free |
| RTGS Payment - Internet Banking | Free |
| NEFT Payment - Branch | Free |
| NEFT Payment - Internet Banking | Free |
| IMPS | Free |
| DD - Duplicate Issuance | Free |
| DD Cancellation/Revalidation | Free |
| Stop Payment per Instruction | Free |
Collection Services
| Intra-Bank Fund Transfer Collection | Free |
| RTGS Collection | Free |
| NEFT Collection | Free |
| Cheque Collection - Local Clearing | Free |
| Outstation Cheque Collection - IDFC FIRST BANK locations | Free |
| Outstation Cheque Collection - Correspondent Bank locations | Free |
| Outstation Cheque Collection - Other locations | Free |
Other Services
| Account Statement Physical | Free |
| Account Closure | Free |
| SMS/ E mail Alerts | Free |
| Phone Banking | Free |
| Net Banking | Free |
| Mobile Banking | Free |
| Standing Instruction - Setup/Execution/Amendment | Free |
| Bill Payment- Netbanking | Free |
| Bankers Verification (Photo/ Signature/ Address) | Free |
| Balance Confirmation Certificate | Free |
| Record Retrieval | Free |
| Interest/ TDS Certificate | Free |
| Balance Enquiry (Branch/ Channels) | Free |
*All fees/charges to be paid shall be exclusive of goods and services tax(GST), as may be applicable.
Download Schedule of Charges here
