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Startup Solutions

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Zero Forex Markup Current Account

Zero Forex Markup Current Account

Maximise your savings and boost profitability with our Zero Forex Markup current accounts

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Bulk Payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

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Hello Cashback Credit Card

Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

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WhatsApp banking

WhatsApp banking

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Track Requests

Track Requests

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View & track all your past and active service requests.

Raise a Request

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Categories > Payment Related

What is the maximum loan tenure for IDFC FIRST Bank Consumer Durable Loan?

The maximum loan tenure offered on IDFC FIRST Bank Consumer Durable Loan currently is 36 months.

What are the modes of EMI repayment options ?

Your EMIs will be auto-debited from your bank account on the due date through the NACH registered at the time of your loan application. 

You can also pay your EMIs via: 

- Click here to pay your EMI 

- Online channels via Net Banking, Debit Card, UPI, Paytm and other wallets

- Paytm App

- IDFC FIRST Bank Branch

Can I foreclose by Consumer Durable Loan?

Yes, you can also foreclose your Consumer Durable Loan any time before completing the entire loan tenure with foreclosure charges of 5% as applicable. Click here to foreclose your loan.

How much of an EMI amount do I have to pay?

Your EMI depends on the loan amount, down payment and the tenure defined as per the scheme for the product you have purchased. The IDFC FIRST Bank sales representative at the store can help you with the information.

You can easily access all your loan & EMI details, view and download Statement of Account, NOC, Repayment Schedule, etc. or make payments by downloading the IDFC FIRST Bank Mobile app. Click here to download the app.

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