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Earn up to 6.50% interest on your Savings Account
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Enjoy Zero Charges on All Commonly Used Savings Account Services
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Earn up to 6.50% p.a. Interest
Enjoy Monthly Compounding Interest
Experience ZERO Fee Banking
Enjoy 0% Forex Markup
Welcome to a new benchmark in banking, designed exclusively for those who expect nothing less than the finest. The Diamond Reserve Savings Account isn’t just a place to hold your wealth: it’s a refined experience that blends luxury, security, and effortless financial freedom.
Earn 6.50%* p.a. on your Savings Account, with interest calculated daily & credited monthly for faster, more efficient growth.
Accelerate your savings with monthly interest payouts & the power of monthly compounding – far ahead of the industry’s standard quarterly cycle.
Enjoy Zero Fee Banking on ALL Savings Account services like IMPS, NEFT, RTGS, Cheque Book, ATM Transactions, SMS Alerts & 30 more services.
Enjoy Zero Forex Markup on international Debit Card Spends.
Shop online or abroad at the real exchange rate, with no extra charges.
Get complimentary access to domestic airport lounges – up to 3 visits per quarter.
Enjoy prompt, personalised financial guidance from your Relationship Manager with the Diamond Reserve Savings Account.
• Spend internationally with zero forex markup & save more on every foreign currency transaction.
• Indulge in shopping, dining & travel with no markup charges.
• Cash withdrawal limit of ₹7 Lakhs
• POS purchase limit of ₹12 Lakhs
• Personal Accident Insurance cover of ₹1 Crore
• Air Accident Insurance cover of ₹2.5 Crore Lost Card Liability cover of ₹12 Lakhs
• Cyber Insurance cover of ₹5 Lakhs
• Purchase Protection cover of ₹1 Lakh
• Trip Cancellation cover of ₹1 Lakh
• Travel Insurance cover of $10,000
Enjoy 4 complimentary services every year, available 24×7, so you’re never left stranded during a breakdown. Drive with complete peace of mind!
Relax in comfort with 3 complimentary Domestic Airport Lounge visits per quarter.
Tee off at some of India’s finest golf courses with 1 lesson per month and 4 complimentary green fee rounds per year.
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The Diamond Reserve Savings Account is available only by invitation – an exclusive privilege reserved for a select few. If you’ve received an invitation, simply connect with your dedicated Relationship Manager to begin your journey.
Enjoy Zero Fee Banking on all Savings Account services with your IDFC FIRST Bank Savings Account – whether it’s fund transfers, ATM withdrawals, Demand Drafts, Cheque books, or more. Every Savings Account comes with Zero Fee Banking to keep your experience simple, transparent, and stress-free.
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