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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights

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Zero Forex Markup Current Account

Maximise your savings and boost profitability with our Zero Forex Markup current accounts

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bulk-payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

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Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

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WhatsApp banking

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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Track Requests

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View & track all your past and active service requests.

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Raise a Request

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Facing issues? Let us know how we can help you

Locate Us

Locate Us

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Locate your nearest IDFC FIRST Bank branches and ATMs

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Customer care

Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Get instant help for all your queries in one place

Explore Personal
Explore Credit Cards
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WhatsApp banking

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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Track Requests

Right Arrow

View & track all your past and active service requests.

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Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Download our app

Get instant help for all your queries in one place

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Diamond Reserve
Savings Account

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Earn up to 6.50% p.a. Interest

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Enjoy Monthly Compounding Interest

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Experience ZERO Fee Banking

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Enjoy 0% Forex Markup

By Invite Only

Overview

Welcome to a new benchmark in banking, designed exclusively for those who expect nothing less than the finest. The Diamond Reserve Savings Account isn’t just a place to hold your wealth: it’s a refined experience that blends luxury, security, and effortless financial freedom.

Key Features

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6.50%* p.a. Interest on your Savings

Earn 6.50%* p.a. on your Savings Account, with interest calculated daily & credited monthly for faster, more efficient growth.

Monthly Compounding Interest for Faster Growth

Accelerate your savings with monthly interest payouts & the power of monthly compounding – far ahead of the industry’s standard quarterly cycle.

Zero Fee Banking on All Savings Account Services

Enjoy Zero Fee Banking on ALL Savings Account services like IMPS, NEFT, RTGS, Cheque Book, ATM Transactions, SMS Alerts & 30 more services.

0% Forex Markup

Enjoy Zero Forex Markup on international Debit Card Spends.
Shop online or abroad at the real exchange rate, with no extra charges.

3/Q Domestic Airport Lounge Access

Get complimentary access to domestic airport lounges – up to 3 visits per quarter.

Dedicated Relationship Manager

Enjoy prompt, personalised financial guidance from your Relationship Manager with the Diamond Reserve Savings Account.

Distinct By Design
Diamond Reserve Debit Card

Enjoy 0% Forex Markup

• Spend internationally with zero forex markup & save more on every foreign currency transaction.
• Indulge in shopping, dining & travel with no markup charges.

Enhanced Limits

• Cash withdrawal limit of ₹7 Lakhs
• POS purchase limit of ₹12 Lakhs

Insurance and Protection

• Personal Accident Insurance cover of ₹1 Crore
• Air Accident Insurance cover of ₹2.5 Crore Lost Card Liability cover of ₹12 Lakhs
• Cyber Insurance cover of ₹5 Lakhs
• Purchase Protection cover of ₹1 Lakh
• Trip Cancellation cover of ₹1 Lakh
• Travel Insurance cover of $10,000

Roadside Assistance

Enjoy 4 complimentary services every year, available 24×7, so you’re never left stranded during a breakdown. Drive with complete peace of mind!

Complimentary Airport Lounge Access

Relax in comfort with 3 complimentary Domestic Airport Lounge visits per quarter.

Complimentary Golf Access

Tee off at some of India’s finest golf courses with 1 lesson per month and 4 complimentary green fee rounds per year.

Our award-winning digital platform

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1.12 million+ happy users

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Scan this QR code to download our app

Exclusivity at Its Core

Exclusivity at Its Core

The Diamond Reserve Savings Account is available only by invitation – an exclusive privilege reserved for a select few. If you’ve received an invitation, simply connect with your dedicated Relationship Manager to begin your journey.

Fees and Charges

Fees and Charges

Enjoy Zero Fee Banking on all Savings Account services with your IDFC FIRST Bank Savings Account – whether it’s fund transfers, ATM withdrawals, Demand Drafts, Cheque books, or more. Every Savings Account comes with Zero Fee Banking to keep your experience simple, transparent, and stress-free.

Know all fees and charges

Diamond Reserve Credit Card

Complimentary for You!

  • Enjoy 0% forex markup, trip cancellation cover, and interest‑free global cash withdrawals for worry‑free international travel.
  • Make the most of your leisure time with complimentary golf, buy-one-get-one movie ticket offers and access to 300+ merchant offers.
  • Earn up to 10% value back on travel bookings through Bonus Reward Points that never expire.
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ON A MISSION TO BUILD THE WORLD’S MOST
CUSTOMER FRIENDLY BANK