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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Enjoy Zero Charges on All Commonly Used Savings Account Services
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Details
| Minimum Balance | Zero | |
| Charges for non-maintenance-Monthly(Rs) | Not Applicable | |
| Account Opening Amount | Nil. After Account Opening, account has to be funded. |
Cash Transaction
| Cash Deposit-Home/Non Home Branch (Monthly) | Free | |
| Cash Deposit (above free limit) | Free | |
| Cash Withdrawal-Home/Non Home Branch | Free | |
| Cash Withdrawal beyond free limit | Nil. After Account Opening, account has to be funded. |
Payment Service
| Intrabank-Fund Transfer-Branch | Free |
| Intra-Bank Fund Transfer -Internet Banking | Free |
| RTGS Payment - Branch/Internet Banking | Free |
| NEFT Payment - Branch/Internet Banking | Free |
| IMPS-outgoing | Free |
| DD/PO payable at IDFC FIRST Bank locations | Free |
| DD/PO- Duplicate Issuance/cancellation/revalidation | Free |
| DD/PO payable at Correspondent bank locations | Free |
Cheque Drawn on us/deposited/ECS-bounce charge
| Cheque Deposited-Outward clearing | Free |
| Due to technical reasons | Free |
| Cheque Issued-Inward Clearing (Drawn on us) | Free |
| SI return Charges | Free |
| ECS Debit Return charges | Free |
Collection Services
| Intra-Bank Fund Transfer Collection | Free |
| RTGS Collection | Free |
| NEFT Collection | Free |
| ECS Collection - Transaction | Free |
| ECS Collection - Mandate (New / Modify / Cancel/Stop) | Free |
| Cheque collection-local clearing | Free |
| Outstation cheque collection-IDFC FIRST Bank Location | Free |
| Outstation cheque collection-Non IDFC FIRST Bank Location | Free |
| Outstation cheque collection at correspondent bank location and other location: Non MICR cheque/Non CTS cheque | Free |
Debit Card & ATM charges
| Issuance charge | Free |
| Annual Debit card fees | Free |
| FIRSTAP Debit Card (if applied for) | Issuance Charge:Rs. 99, Reissuance Charge: Rs.99 |
| ATM transaction-IDFC FIRST Bank ATMs | Free |
| ATM transaction-Non IDFC FIRST Bank ATMs | Free |
| Charges for Add on ATM card | Free |
| Renewal Fees for ATM card | Free |
| Re-issuance of card (Lost or damaged) | Free |
| Card Replacement Fees | Free |
| Pin Regeneration (Green Pin) | Free |
Cheque Book Issuance
| Cheque Book Facility | Free |
| Cheque Book beyond Free Limit | Free |
Miscellaneous Charges
| Account Statement Physical (Branch/ Channel) | Free |
| Issue of Duplicate/Adhoc statement (Branch/Channel) | Free |
| Issue of passbook facility | Free |
| Duplicate Passbook | Free |
| Account Closure | Free |
| SMS/ E mail Alerts | Free |
| Standing Instruction: Set Up/Execution/Amendment | Free |
| Bill Payment: Net Banking | Free |
| Bankers Verification (Photo/ Signature/ Address) | Free |
| Balance Confirmation Certificate | Free |
| Record Retrieval | Free |
| Interest/ TDS Certificate | Free |
| Stop Payment per Instruction (Particular cheque/Range of cheque) | Free |
| Balance Enquiry (Branch/ Channels) | Free |
| Activation of dormant/inoperative account | Free |
Above schedule of charges is applicable w.e.f 1st September 2023.
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