Login to Internet banking
A brand-new experience - smarter, faster, and secured
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know More
Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
Know More
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know More
You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More
-
Quantum+ Credit Card
Assured Cashback Lifetime Free -
Business Max Credit Card
UPI-ready Lifetime Free Low APR
-
Business Multiplier Credit Card
Zero Forex Metal Card 10X Rewards
-
Hello Cashback
Cashback UPI-ready Assured
-
Gaj: Credit Card
Invite Only Zero Forex ₹12,500
-
Diamond Reserve
Zero Forex Travel ₹3,000
Enjoy Zero Forex on all IDFC FIRST Bank Credit Cards
Save more on all international spends
Know More
A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
-
Business Max Credit Card
UPI-ready Lifetime Free Low APR
-
Business Multiplier Credit Card
Zero Forex Metal Card 10X Rewards
-
FIRST Corporate
Lifetime free Travel
-
FIRST Purchase
Lifetime free Working capital needs Rewards
-
FIRST Business
UPI Rewards Zero Forex
-
Micro Enterprise Credit card
UPI-ready Udyam registered MSMEs
Most Searched
Earn up to 7% interest on your Savings Account
Open Account Now
Download our app
Get instant help for all your queries in one place
Explore Personal
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Explore Credit Cards
- Newly Launched New
-
Quantum+ Credit Card
Assured Cashback Lifetime Free
-
Business Max Credit Card
UPI-ready Lifetime Free Low APR
-
Business Multiplier Credit Card
Zero Forex Metal Card 10X Rewards
-
Hello Cashback
Cashback UPI-ready Assured
-
Gaj: Credit Card
Invite Only Zero Forex ₹12,500
-
Diamond Reserve
Zero Forex Travel ₹3,000
-
- Premium Metal Credit Cards
- Lifetime Free Credit Cards
- FD-Backed Credit Cards
- Zero Forex & Travel Credit Cards
- UPI-enabled Credit Cards
- View All
-
Quantum+ Credit Card
Assured Cashback Lifetime Free
-
FIRST Digital
Virtual UPI ₹199
-
Hello Cashback
Cashback UPI-ready FD-Backed
-
FIRST EARN
Virtual FD-Backed 1% Cashback
-
FIRST Power & Power+
Rewards UPI ₹199
-
FIRST WOW! Black
FD-Backed Virtual Travel
-
IndiGo IDFC FIRST Dual Card
Travel Lifestyle ₹4,999
- Affordability & Cashback Credit Cards
- Fuel & Insurance Credit Cards
- Commercial Cards
-
Business Max Credit Card
UPI-ready Lifetime Free Low APR
-
Business Multiplier Credit Card
Zero Forex Metal Card 10X Rewards
-
FIRST Corporate
Lifetime free Travel
-
FIRST Purchase
Lifetime free Working capital needs Rewards
-
FIRST Business
UPI Rewards Zero Forex
-
Micro Enterprise Credit card
UPI-ready Udyam registered MSMEs
-
- Others
Tools & Calculators
Unlock features, exclusively available
only on the IDFC FIRST Bank app
Details
| Minimum Balance | Zero | |
| Charges for non-maintenance-Monthly(Rs) | Not Applicable | |
| Account Opening Amount | Nil. After Account Opening, account has to be funded. |
Cash Transaction
| Cash Deposit-Home/Non Home Branch (Monthly) | Free | |
| Cash Deposit (above free limit) | Free | |
| Cash Withdrawal-Home/Non Home Branch | Free | |
| Cash Withdrawal beyond free limit | Nil. After Account Opening, account has to be funded. |
Payment Service
| Intrabank-Fund Transfer-Branch | Free |
| Intra-Bank Fund Transfer -Internet Banking | Free |
| RTGS Payment - Branch/Internet Banking | Free |
| NEFT Payment - Branch/Internet Banking | Free |
| IMPS-outgoing | Free |
| DD/PO payable at IDFC FIRST Bank locations | Free |
| DD/PO- Duplicate Issuance/cancellation/revalidation | Free |
| DD/PO payable at Correspondent bank locations | Free |
Cheque Drawn on us/deposited/ECS-bounce charge
| Cheque Deposited-Outward clearing | Free |
| Due to technical reasons | Free |
| Cheque Issued-Inward Clearing (Drawn on us) | Free |
| SI return Charges | Free |
| ECS Debit Return charges | Free |
Collection Services
| Intra-Bank Fund Transfer Collection | Free |
| RTGS Collection | Free |
| NEFT Collection | Free |
| ECS Collection - Transaction | Free |
| ECS Collection - Mandate (New / Modify / Cancel/Stop) | Free |
| Cheque collection-local clearing | Free |
| Outstation cheque collection-IDFC FIRST Bank Location | Free |
| Outstation cheque collection-Non IDFC FIRST Bank Location | Free |
| Outstation cheque collection at correspondent bank location and other location: Non MICR cheque/Non CTS cheque | Free |
Debit Card & ATM charges
| Issuance charge | Free |
| Annual Debit card fees | Free |
| FIRSTAP Debit Card (if applied for) | Issuance Charge:Rs. 99, Reissuance Charge: Rs.99 |
| ATM transaction-IDFC FIRST Bank ATMs | Free |
| ATM transaction-Non IDFC FIRST Bank ATMs | Free |
| Charges for Add on ATM card | Free |
| Renewal Fees for ATM card | Free |
| Re-issuance of card (Lost or damaged) | Free |
| Card Replacement Fees | Free |
| Pin Regeneration (Green Pin) | Free |
Cheque Book Issuance
| Cheque Book Facility | Free |
| Cheque Book beyond Free Limit | Free |
Miscellaneous Charges
| Account Statement Physical (Branch/ Channel) | Free |
| Issue of Duplicate/Adhoc statement (Branch/Channel) | Free |
| Issue of passbook facility | Free |
| Duplicate Passbook | Free |
| Account Closure | Free |
| SMS/ E mail Alerts | Free |
| Standing Instruction: Set Up/Execution/Amendment | Free |
| Bill Payment: Net Banking | Free |
| Bankers Verification (Photo/ Signature/ Address) | Free |
| Balance Confirmation Certificate | Free |
| Record Retrieval | Free |
| Interest/ TDS Certificate | Free |
| Stop Payment per Instruction (Particular cheque/Range of cheque) | Free |
| Balance Enquiry (Branch/ Channels) | Free |
| Activation of dormant/inoperative account | Free |
Above schedule of charges is applicable w.e.f 1st September 2023.
Calculate your interest rate
Find out how much interest you can earn on your Savings Account, using interest rate calculator
