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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
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Earn up to 6.50% interest on your Savings Account
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Schedule of charges for IDFC FIRST PARAM / PARAM ALSA / SHAKTI / PRATHAM (BSBDA) Savings Account
Schedule of Charges:
| IMPS charges (outward) | FREE | NEFT charges (outward at branches) | FREE | RTGS charges (outward at branches) | FREE |
| ATM transaction Charges at IDFC FIRST Bank ATMs | FREE | ATM transaction Charges at Other Bank ATMs | FREE | Debit Card Issuance Charges | FREE |
| Cash Deposit at ATM | FREE | Debit Card Replacement /Re-issuance charges | FREE | SMS alert charges | FREE |
| Cheque book re-issuance charges | FREE | Cash deposit & withdrawal charges at branches (by number) | FREE | Cash deposit and withdrawal charges at branches (by value) | FREE |
| Third party Cash deposit and withdrawal charges at branches | FREE | Stop payment of cheque charges | FREE | Cheque Return – Deposited | FREE |
| Cheque Return – Issued | FREE | Demand draft/ Pay order issuance charges at branches | FREE | Demand draft/Pay order cancellation/ revalidation charges | FREE |
| Duplicate statement issuance charges | FREE | Duplicate Passbook issuance charges | FREE | Decline charges for insufficient balance at ATM | FREE |
| Doorstep banking - Cheque & Document pick up - Adhoc Request | FREE | Balance Certificate issuance charges | FREE | Interest Certificate issuance charges | FREE |
| Account closure charges | FREE | International ATM/ POS transaction charges | FREE | Standing instruction set up charges | FREE |
| Standing instruction failure charges | FREE | ECS return charges | FREE | Photo attestation charges | FREE |
| Signature attestation chargess | FREE | Charges for retrieval of old transactional records | FREE | Charges for any deliverable returned by courier due to negative reasons | FREE |
| Address confirmation charges | FREE | I-Pin Regeneration charges | FREE | Debit Card Pin Regeneration charges | FREE |
Charges on Savings Account
| Savings Account Name | Average Monthly Balance (AMB) | Charges for AMB non-maintenance | Debit Card Annual Charges |
| IDFC FIRST PRATHAM (BSBDA) | Nil | Nil | Nil |
| IDFC FIRST SHAKTI (discontinued) | ₹100/- | ₹20/- | ₹200/- |
| IDFC FIRST PARAM (discontinued) | Nil | Nil | ₹200/- |
| IDFC FIRST PARAM ALSA (discontinued) | Nil | Nil | ₹200/- |
Disclaimer: With IDFC FIRST Bank Savings Accounts, enjoy Zero Charges on all Savings Account services. These services are being offered free in good faith, and in case of misuse of services, the Bank reserves the right to levy charges. Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions. T&Cs are subject to periodic changes. All rights reserved.
Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges. The charges as indicated above are subject to periodic revision.
