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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
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Enjoy Zero Charges on All Commonly Used Savings Account Services
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Schedule of Charges
| Loan Processing Fees | Up to 2% of the Sanctioned Amount + GST |
| EMI Bounce Charges per presentation | 7.5% of the EMI outstanding + GST (minimum - Rs 400+GST; maximum - Rs. 1000+ GST) |
| Penal Charges | 2% per month of Unpaid EMI or 300/- (Whichever is Highest) |
| Cheque Swap Charges (per swap) | Rs. 500/- + GST |
| Foreclosure Charges | 4% of the principal outstanding amount + GST for customers and for medium tagged customers. For Micro & small tagged applications – Nil charge |
| Stamping Charges | As Per Actuals |
| Rate of interest | 12%-28.5% |
| Average Credit TAT | 14 working days for MSME tagged applications subject to submission of all documents as required by the Bank. |
| EMI Pick-up/collection charges | Rs 500/- + GST |
| Foreclosure lock in period | 180 days |
| Prepayment charges | 4% of the principal outstanding amount + GST for customers and for medium tagged customers. For Micro & small tagged applications – Nil charge |
| Other facilitation charges | As per actuals |
The above schedule of charges is also applicable for all loans under PM Svanidhi
