Contactless Credit Card FAQs

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Are all transactions eligible for contactless payment?

No, only transactions performed on contactless-enabled PoS machines are eligible for contactless payments.

Are there any charges levied on contactless payment on my IDFC FIRST Bank Credit Card?

No, we do not levy any charges on contactless payments.

Does IDFC FIRST Bank provide contactless credit card?

Yes, all Credit Cards issued by IDFC FIRST Bank are enabled for contactless transactions. However it needs to be activated from Card controls via the mobile app / net banking <https://my.idfcfirst.bank.in/cardControls>

How do I disable the contactless payment feature on my IDFC FIRST Bank Credit Card?

To disable contactless transactions on your IDFC FIRST Bank Credit Card, follow the below steps:

Mobile Banking app/Internet Banking
1. Click on Credit Card
2. Navigate to 'Card Controls' click on 'Manage' to disable contactless transactions
Website
Click here and enter your registered mobile number or credit card number and click on 'Get OTP'. You will be directed to the card controls page where you can disable contactless payment.

How do I enable contactless transactions on my IDFC FIRST Bank Credit Card?

To enable contactless transaction on your IDFC FIRST Bank Credit Card follow the below steps:

Mobile Banking app/Internet Banking
1. Click on Credit Card
2. Navigate to 'Card Controls'
3. Click on 'Manage' to enable contactless transaction.
Website
Visit https://my.idfcfirst.bank.in/cardcontrols and enter your registered mobile number or credit card number and click on 'Get OTP'. You will be directed to the card controls page where you can enable contactless payments.

Is there a daily limit for contactless transactions on my IDFC FIRST Bank Credit Card?

As per RBI guidelines below are the daily limits for contactless transactions:

Rs. 5000 per domestic transaction
Rs. 50,000 per international transaction

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