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Credit Card

Beyond understated luxury: What is the story behind the Mayura Credit Card?

Key Takeaways

Inspired by the timeless beauty of the peacock, the Mayura Credit Card draws from the cultural significance of this majestic symbol.
With zero forex markup and complimentary access to airport lounges, railway lounges, and golf privileges, the Mayura Credit Card combines premium travel privileges with everyday convenience.
Accelerated rewards, travel protection, and premium benefits make it a card built for those who travel often and spend well.

29 Jul 2026 by Team FinFIRST

cultural significance of the Mayura Credit Card

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India beautifully blends rich cultural traditions with modern finance. At the heart of this fusion is the Mayura Credit Card by IDFC FIRST Bank, a card that goes beyond mere financial transactions to pay homage to India's deep-rooted cultural symbolism.

Let us look at how this card celebrates Indian heritage while offering premium lifestyle benefits.

Guide to Link Credit Card to Bank Account

A guide to linking credit cards to bank accounts for effective card management

Applying for an IDFC FIRST Bank Credit Card? Read these FAQs first

Why is the Mayura Credit Card named after the peacock?

The Mayura Credit Card is more than just a credit card. It is a tribute to India's rich heritage.

This sleek metal credit card catches the light from every angle, much like the feathers of a peacock. It features two peacocks, showcasing a timeless Indian motif.

Peacocks, or Mayura in Sanskrit, have held cultural significance in Indian art, mythology, and everyday life for centuries. These majestic birds symbolise:

1. Beauty & elegance

Their vibrant feathers have inspired countless artworks and textiles.

2. Prosperity and good fortune

The peacock represents abundance and prosperity.

3. Royalty and nobility

In ancient times, royalty cherished peacocks, and their feathers adorned palaces.

What benefits does the Mayura Credit Card offer?

The Mayura Credit Card is designed individuals who value both Indian heritage and global experiences. Here is how its features complement your lifestyle.

Welcome benefit

Receive 4,000 reward points when you pay your joining fee.

Zero forex markup

Spend globally without paying additional foreign exchange charges on international transactions.

Buy One Get One movie tickets

With the Mayura Credit Card, you get a Buy One Get One offer on movie tickets with up to ₹500 off on the second ticket, twice a month. To qualify, spend ₹20,000 or more in the previous calendar month.

Fuel surcharge waiver

Get a 1% fuel surcharge waiver of up to ₹300 per month, helping you save on one of the most regular household expenses.

Golf privileges

Enjoy up to 2 complimentary golf rounds or lessons per month, unlocked on spending ₹20,000 in the previous statement cycle.

Trip cancellation cover

Get reimbursed for non-refundable flight and hotel cancellations of up to ₹50,000 per year.

Insurance protection

The card includes personal accident cover of ₹10,00,000, air accident cover of ₹1 crore, and lost card liability cover of ₹50,000.

Annual fee payment benefit

Receive benefits worth up to ₹7,500 on annual fee payment.

What travel and lifestyle privileges come with the card?

Airport lounge access

Relax before your flight with 4 complimentary domestic airport lounge visits per quarter, including 1 guest visit, and 4 international lounge visits per quarter.

Railway lounge access

Enjoy 4 complimentary railway lounge visits per quarter at select terminals across India.

Accelerated travel rewards

Earn 30X bonus reward points on hotel bookings and 15X bonus reward points on flight bookings made through the IDFC FIRST Bank mobile app.

How do you maximise your Mayura Credit Card benefits?

Use it regularly

Make the Mayura Credit Card your everyday card. You earn 10X reward points on spends of ₹20,000 and above in a billing cycle, and 5X on spends below ₹20,000, where 1X equals 1 reward point per ₹150 spent. Reward points are worth ₹0.50 each on travel bookings made through the IDFC FIRST Bank mobile app, and ₹0.25 on other platforms.

Plan your spending

Align larger purchases with the card's spend thresholds to unlock lounge access, golf privileges, and movie offers for the following month.

Explore partner offers

Check the exclusive offers available through the Mayura Credit Card partner network across travel, shopping, and lifestyle categories.

Stay updated

Visit the IDFC FIRST Bank website for the latest promotions and offers for Mayura Credit Card holders.

How do you apply for the Mayura Credit Card?

Applying is straightforward:

Visit the Mayura Credit Card application page
Fill out the application form and provide the required documents.
On approval, pay the joining fee of ₹5,999 plus GST to activate your card.
Your virtual card is issued instantly, and the metal credit card is dispatched to your registered address.

A cultural legacy in your wallet

The Mayura Credit Card is more than a financial tool. It carries India's cultural symbolism while delivering premium travel and lifestyle benefits that match how you live and spend.

Apply for the Mayura Credit Card today and experience a card built for those who value both heritage and everyday value.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

Frequently Asked Questions

What is the welcome benefit on the Mayura Credit Card?

You receive 4,000 reward points when you pay your joining fee.

What is a Mayura reward point worth?

Each reward point is worth ₹0.50 when redeemed for travel bookings through the IDFC FIRST Bank mobile app, and ₹0.25 when redeemed on other platforms.

Does the Mayura Credit Card charge forex markup?

No. The Mayura Credit Card offers zero forex markup on all international transactions.

How many airport lounge visits does the Mayura Credit Card offer?

You get 4 domestic airport lounge visits per quarter including 1 guest visit, and 4 international lounge visits per quarter.

What is the joining & annual fee for the Mayura Credit Card?

The joining and annual fee is ₹5,999 plus GST, with benefits worth up to ₹7,500 on annual fee payment.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.