What sets metal credit cards apart as the ultimate status symbol?

Key Takeaways

Metal credit cards symbolise success, financial freedom, and growth. Carrying them can signify a higher social status and set you apart
Metal credit cards offer far more rewards and perks than plastic cards
The Mayura and Ashva Credit Cards are among the most premium metal cards in India that can enhance your lifestyle

21 Sep 2024 by Team FinFIRST

How Metal Credit Cards mark as status symbol

Apply Now

A sleek, metal credit card makes a bold statement about your success. It offers owners a sense of prestige and exclusivity every time they spend money. And it isn’t just about buying things but being part of an elite club.

Here’s a quick look into what makes metal credit cards more than just a way to pay and why they’ve become the ultimate status symbol.

When is it worth opting for a credit card protection plan?

A Credit Card for online shopping: A smart move or an unnecessary burden?

Why metal cards are popular

Metal credit cards offer durability, exclusivity, and enhanced benefits that plastic cards don’t. They allow a superior experience, be it the physical feel of the card or the extensive perks and rewards that come with it, making them the best choice for those pursuing a life of luxury and prestige.

What metal cards offer

Metal credit cards come in two distinguished forms: embedded metal and veneer metal. Embedded metal cards feature a metal layer within a traditional plastic base, offering a refined touch and enhanced durability. Veneer metal cards are crafted from metals like stainless steel.

Metal credit card benefits

Metal credit card benefits range from exclusive reward points, new experiences, a luxury life, and more -

Premium feel and design - Metal credit cards are often heavier and more stylish than plastic cards, providing a sense of exclusivity.
Durability - They are more durable than plastic cards and resistant to bending, breaking, and general wear and tear.
Exclusive benefits - Premium credit cards often come with a host of benefits that are not available with plastic cards. These include airport lounge access, roadside assistance, travel insurance, lifestyle privileges, and more, providing cardholders with a luxury life and exclusive experiences.
Higher credit limits - Metal cards are frequently associated with higher credit limits, allowing more spending power.
Prestigious rewards and perks - You earn more lucrative rewards and perks compared to plastic cards. This could include higher points on purchases, exclusive discounts, etc.

The Mayura and Ashva Credit Cards: The premium metal cards you deserve

You deserve to take a break, travel, indulge, and spend money on things you love. But doing it with a metal credit card benefits you more. For example, the Mayura and Ashva Credit Cards by IDFC FIRST Bank are premium metal cards that can greatly upgrade your lifestyle.

Benefits	Mayura Credit Card	Ashva Credit Card
Joining offer	Earn ₹1000 cashback on any four transactions worth ₹1000 or more that were made within 60 days of card generation	Earn ₹500 cashback on any four transactions worth ₹500 or more that were made within 60 days of card generation
Reward points	You earn 5X reward points on spends less than ₹20,000 and 10X reward points above that in one statement cycle, and on your birthday	You earn 5X reward points on spends less than ₹20,000 and 10X reward points above that in one statement cycle, and on your birthday
Forex markup	Zero forex markup	1% forex markup
Complimentary airport lounge/spa access	Complimentary access to airport lounges/spas 4 times in India and 4 times overseas, including 1 complimentary guest access to a domestic lounge every quarter	Complimentary access to airport lounges 4 times in India and twice overseas, every quarter
Railway lounge access	Four complimentary visits per quarter	Four complimentary visits per quarter
Cancel for any reason (CFAR)	Up to ₹50,000 twice a year	Up to ₹25,000 twice a year
Roadside assistance	24X7 assistance	24X7 assistance
Golf benefits per month	Up to 40 complimentary golf rounds/lessons in a year	Up to 24 complimentary golf rounds/lessons in a year
BookMyShow Buy One Get One (BOGO) movie offer	With up to ₹500 off on the second ticket twice a month	With up to ₹400 off on the second ticket twice a month

Towards a comfortable and luxurious lifestyle

The sleek design and solid build of metal credit cards make a strong impression whenever you use them. As premium as they are, their real appeal lies in their functionality and usage. Earn rewards when you spend money, relax when you travel, and enjoy exclusive experiences on the move. Apply for a metal Mayura or Ashva Credit Card today!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.