Elevate your lifestyle with the FIRST Classic Credit Card at no annual fee

Key Takeaways

The lifetime-free FIRST Classic Credit Card from IDFC FIRST Bank combines attractive credit card rewards with no joining or annual fee.
Enjoy lifestyle perks like welcome vouchers, railway lounge access, dining and movie discounts, and complimentary insurance.
Earn up to 10X reward points on transactions, with points that never expire and are redeemable anytime.
This card is cost-effective, has low interest rates, easy EMI conversions, and offers interest-free cash withdrawals.

17 Jan 2025 by Team FinFIRST

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Imagine a credit card with no annual fee that doesn’t just simplify payments but helps you #IndulgeMore with a world of lifestyle rewards. The FIRST Classic Credit Card by IDFC FIRST Bank is designed to give you more without recurring fees, making it one of the best credit cards in India with no annual fee. Whether it’s dining discounts, shopping rewards, or travel perks, this card is crafted to enhance your everyday experiences and help you achieve more.

But it’s not just about rewards; the FIRST Classic Credit Card now comes with a refreshed, vibrant design that captures the spirit of those who seek value and style. Inspired by life’s everyday adventures, this credit card has been redesigned for you. It doesn’t just fit in your wallet – it resonates with your lifestyle and aims to elevate it. Now, you can experience all the benefits of the FIRST Classic Credit Card with a look that inspires you to embrace each moment fully.

Want extra rewards on your Credit Card? Use them for these 4 purchases

Exciting benefits, easy eligibility: The FIRST Classic Credit Card requirements

FIRST Classic Credit Card - Your passport to a better lifestyle

Discover how the FIRST C
lassic Credit Card transforms everyday spending into extraordinary experiences with no annual fee –

1. Welcome benefits

Enjoy rewards from day one with the FIRST Classic Credit Card. Activate your card and receive a welcome voucher worth ₹500 on spending ₹5,000 or more in the first 30 days. Plus, convert any transaction into equated monthly instalments (EMIs) and receive a 5% cashback, up to ₹1,000, on your first EMI conversion.

2. Travel benefits

Travelling is food for the soul. The FIRST Classic Credit Card believes in this sentiment and offers attractive travel benefits. Enjoy four complimentary railway lounge visits per quarter. The 1% fuel surcharge waiver and complimentary roadside assistance cover worth ₹1399 make road trips fun and cost-effective!

3. Accelerated reward points

Earn accelerated credit card reward points on your transactions. These points do not expire and can be redeemed instantly for online or offline spending. Enjoy 3X reward points on monthly spending up to ₹20,000, with 10X reward points for amounts beyond that. Plus, on your birthday, earn 10X points on every transaction, making your special day even more rewarding.

4. Lifestyle benefits

Elevate everyday lifestyle activities with attractive discounts. Get up to 20% discount across 1500+ restaurants every time you eat out. Also, get a 25% discount, up to ₹100, on movie ticket bookings done through the Paytm app. Get exclusive discounts and cashback offers on shopping at 300+ merchants and up to 15% discounts at over 3000 health and wellness outlets.

5. Complimentary insurance cover

With no annual fee, the FIRST Classic Credit Card offers low interest rates of 0.75% to 3.65% per month. For financial security in emergencies, get a personal accident cover of ₹2 lakhs and a lost card liability cover of ₹25,000.

6. Cost-effective

Besides being a credit card with no annual fee, you can enjoy low interest rates of 0.75% to 3.65% per month. The FIRST Classic Credit Card offers interest-free cash withdrawals for up to 45 days at a flat cash advance fee of ₹199.

7. Unparalleled flexibility

Convert transactions exceeding ₹2500 into pocket-friendly EMIs to make larger purchases manageable. You can transfer high-interest credit card debts to the FIRST Classic Credit Card at lower rates.

Elevate your every day with the FIRST Classic Credit Card

Why settle for less just to avoid recurring fees? Make a smarter choice and get a credit card with no joining or annual fees.

The FIRST Classic Credit Card by IDFC FIRST Bank allows you to maximise your credit card rewards without stretching your budget. Discover a better way to spend and unlock a world of possibilities with every transaction. Experience the freedom, flexibility, and benefits that come with the FIRST Classic Credit Card minus the fee.

Don’t wait – apply for the FIRST Classic Credit Card today to unlock unmatched rewards and a new look that complements every moment, minus the annual fee!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.