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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Pre- Disbursal Charges
Description |
Fees/Charges |
GST Applicable |
||
Processing Fees |
Up to 1% of the Loan Amount |
Yes |
||
Gold Valuation Charges |
Valuation Charges per case is ₹550/- |
Yes |
||
Stamp Duty |
As per the actual state norms |
No |
||
*The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank. |
||||
Post – Disbursal Charges
Description |
Fees/Charges |
GST Applicable |
||
Bounce Charges |
10% of EMI/Outstanding (Min:200 & Max:750) |
Yes |
||
Part Payment Charges |
Up to 2% of Part Payment amount if payment is made within 180* days of date of disbursement |
Yes |
||
Foreclosure Charges |
Up to 2% of principal outstanding amount if loan is closed within 180* days of date of disbursement |
Yes |
||
Late Payment Charges |
During loan tenure: 2% per month on overdue amount or ₹300, whichever is higher |
Yes |
||
Auction Charges- Issuance of Notice |
₹375/- |
Yes |
||
Auction Charges – Issuance of Publication |
As per the actual publication charges |
Yes |
||
Auction Charges – Platform Fees |
1% of the Ornament bidding amount |
Yes |
||
*Refer to your Sanction Letter to know actual applicable foreclosure and part payment charges. |
||||
The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank. |
||||
Interest Rate Range for Gold Loans
| Product Name | Minimum Interest Rate | Maximum Interest Rate |
| Gold Loan | 10.80% | 20% |
Note: All fees/charges to be paid shall be exclusive of goods and services tax(GST), as may be applicable.
