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Credit Card

How to Maximise Your IDFC FIRST Bank Credit Card Offers

Key Takeaways

  • Key Takeaway ImageIDFC FIRST Bank provides year-round credit card offers across shopping, dining, travel, electronics, and more, helping you save on everyday spends.
  • Key Takeaway ImageFrom up to 30% off on gadgets to 20% off on restaurants and hotels, these credit card deals let you maximise rewards during the festive season.
  • Key Takeaway ImageAlways check credit card offers before purchasing to unlock extra discounts and bonus reward points.
16 Oct 2025 by Team FinFIRST

Shopping brings a unique kind of joy, whether it’s upgrading your wardrobe, surprising a loved one, or simply treating yourself to something special. It’s a chance to indulge, refresh, and create memorable moments. But with multiple expenses piling up, wouldn’t it be great if your spending also led to savings?

This is where credit card offers come into play. They let you shop smartly, rewarding you with discounts, cashback, and exclusive benefits every time you swipe.

Let’s look at how you can unlock exciting savings with your IDFC FIRST Bank Credit Card and make every purchase even more rewarding.

IDFC FIRST Bank Credit Card offers for all your spending
 

The right credit card can make all the difference when you want to maximise your spending. This is where IDFC FIRST Bank Credit Cards stand out — they’re designed for shoppers who love rewards and discounts.

With credit card offers across shopping, travel, dining, gadgets, and wellness, they let you save on every swipe. You can enjoy some of the best credit card deals from top brands like Amazon, Flipkart, Ajio, Domino’s, and BoAt. These allow you to turn your purchases into smart savings.

Whether it’s festive gifting or everyday purchases, here’s how you can maximise your credit card offers.

1. Up to 25% off on leading fashion and lifestyle brands
 

Why pay full price when you can flaunt your style for less? With your IDFC FIRST Bank Credit Card, you can enjoy up to 25% off on popular fashion platforms like Amazon, Flipkart, and Ajio. From upgrading your wardrobe to finding the perfect gifts, these credit card offers help you get more value from every purchase.

Quick tip – Always check for any credit card offers during Flipkart’s Big Billion Days or Amazon’s Great Indian Festival to find extra discounts waiting for you.

2. Up to 30% off on electronics and gadgets
 

Looking to upgrade your smartphone, headphones, or laptop? With IDFC FIRST Bank, you get access to credit card offers of up to 30% off on leading electronics brands.

Moreover, here’s another hack: combine these discounts with no-cost EMI options to spread your expenses while still enjoying the best credit card payment offers on gadgets.

3. Up to 20% off at partner restaurants and food delivery apps
 

Whether you’re ordering in from Domino’s or heading out for dinner, IDFC FIRST Bank Credit Cards give you up to 20% off on bills. These credit card offers cover both dine-in restaurants and popular food delivery apps. Not only do you enjoy great meals, but you also turn every outing into a smart saving opportunity.

4. Special discounts on health and wellness
 

Taking care of yourself doesn’t have to cost a fortune. With IDFC FIRST Bank Credit Card offers, you can enjoy savings on fitness equipment, home massagers, and health gadgets. This means you can invest in your well-being while still keeping your budget in check.

A small habit – use credit card bill payment offers to earn additional rewards when you clear your statement. Paying bills on time boosts your credit score and helps you stack up on reward points.

5. Credit card offers that go the extra mile for travel

Whether it’s travelling to meet family, planning a festive getaway, or booking that long-pending trip, an IDFC FIRST Bank Credit Card is your travel companion. Enjoy exciting credit card offers, travel discounts, and accelerated rewards that make your holidays lighter on the pocket.

Pro tip – Book your flights and hotels via the IDFC FIRST Bank Mobile Banking App to maximise your reward points. You’ll not only earn faster but also unlock up to 16% additional value back on every booking.

6. Earn bonus reward points on gift cards
 

Not sure what to gift someone? Go for gift cards. IDFC FIRST Bank Credit Cards allow you to earn bonus reward points when you purchase a gift card with reward points. It’s a clever way to give loved ones the freedom of choice while you benefit from extra rewards.

Why choose IDFC FIRST Bank Credit Cards?
 

With IDFC FIRST Bank’s wide range of credit card offers, you can shop, dine, travel, and gift while making the most of your money. From credit card payment offers to exclusive tie-ups with top brands, there’s something for everyone.

Apply for an IDFC FIRST Bank Credit Card today and transform every purchase into a rewarding experience.

Frequently Asked Questions

Can I apply without income proof?

Yes, you can. The IndiGo IDFC FIRST Dual Credit Card allows an FD-backed application route where no income documents are required. By opening an FD of at least ₹1 lakh, customers can access all card features without submitting salary slips or financial proof.

What is the credit limit?

For unsecured applications, the limit is decided based on your income and credit profile. With the secured option, the credit limit is directly linked to the FD amount, with ₹1 lakh as the minimum required FD.

What happens to my FD if I close my card?

If you applied through the FD-backed route and want to close your card, the pledged FD is released after clearing all outstanding dues.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.