What is laser hair removal and how can you avail of a loan to afford it?

Summary: Laser hair reduction uses a laser beam to remove hair follicles. This requires multiple sessions and can be costly, but it can be financed through a personal loan.

11 Oct 2021 by Team FinFIRST

What is laser hair removal and how can you avail of a loan to afford it?

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All about laser hair reduction and personal loan applicability for the procedure

Reduction or removal of hair using a laser is a recognised medical procedure. A laser is a concentrated beam of light absorbed by the pigment or melanin in the hair. The hair follicle gets damaged due to the heat produced by the laser, which also delays future hair growths.

This procedure may not permanently eliminate unwanted hair, so maintenance treatments are usually required. Laser hair reduction treatment can be applied in any part of the body except around the eyes and on tattooed skin.

Laser hair reduction procedure

Dermatologists or cosmetic surgeons do laser hair reduction treatment. Before beginning the laser hair removal procedure, the doctor reviews the medical history of the person treated and their medications. Skin-related history is also documented, such as skin disorders, scars, past removal procedures etc.

The cost of the treatment must also be discussed with the clinic or doctor as it is generally not covered by health insurance plans. The need for a The need for a personal loan for the laser hair removal procedure must also be considered at this stage. you can calculate total amount for laser hair removal session and check Personal loan EMI calculator for monthly EMI Installments.

While preparing for the procedure, you may be advised to adhere to certain precautions and preparations by the doctor. This may include avoiding sun exposure before and after the treatment, taking adequate sunscreen protection in case of exposure to the sun, shaving the treatment area a day before the procedure, and so on.

Blood-thinning medications and other hair removal methods must be avoided before the laser hair reduction process.

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Time required

Laser hair reduction generally requires 2-6 sessions. The frequency of the sessions would depend on the hair growth in the area to be treated. For instance, it could be four weeks for the upper lip but 12 weeks for the back of your body.

Types and cost

Here are some common types of laser hair removal procedures:

Nd:YAG process uses a pulsed laser to target cells and hair follicles. It can cover a large area but can be painful.
Soprano is suitable for all skin types. It is painless and is effective on all hair types.
Diode is ideal for treating thick and dark hair. It destroys hair follicles and targets pigments.
Ruby laser is helpful for smaller areas and is suited for light skin tones only.

The cost of laser hair reduction varies with the body area. A simple underarm treatment can cost upwards of Rs 6000, while a full face can be a minimum of Rs 10,000. The bikini area costs a minimum of Rs 8000, while full legs can cost at least Rs 10,000.

Given the costs and the need for follow-up procedures, you can consider a personal loan for a laser hair reduction. It is the most visually effective way of hair reduction, and there are personal loans that can help you achieve your desired look. You can apply on our website or our mobile banking app and avail a loan without having to visit the bank.

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