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- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
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Quantum+ Credit Card
Assured Cashback Lifetime Free -
Business Max Credit Card
UPI-ready Lifetime Free Low APR
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Business Multiplier Credit Card
Zero Forex Metal Card 10X Rewards
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Hello Cashback
Cashback UPI-ready Assured
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Gaj: Credit Card
Invite Only Zero Forex ₹12,500
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Diamond Reserve
Zero Forex Travel ₹3,000
A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
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Business Max Credit Card
UPI-ready Lifetime Free Low APR
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Business Multiplier Credit Card
Zero Forex Metal Card 10X Rewards
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FIRST Corporate
Lifetime free Travel
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FIRST Purchase
Lifetime free Working capital needs Rewards
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FIRST Business
UPI Rewards 1.99 Forex
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Micro Enterprise Credit card
UPI-ready Udyam registered MSMEs
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Earn up to 7% interest on your Savings Account
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Explore Personal
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Explore Credit Cards
- Newly Launched New
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Quantum+ Credit Card
Assured Cashback Lifetime Free
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Business Max Credit Card
UPI-ready Lifetime Free Low APR
-
Business Multiplier Credit Card
Zero Forex Metal Card 10X Rewards
-
Hello Cashback
Cashback UPI-ready Assured
-
Gaj: Credit Card
Invite Only Zero Forex ₹12,500
-
Diamond Reserve
Zero Forex Travel ₹3,000
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- Premium Metal Credit Cards
- Lifetime Free Credit Cards
- FD-Backed Credit Cards
- Zero Forex & Travel Credit Cards
- UPI-enabled Credit Cards
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Quantum+ Credit Card
Assured Cashback Lifetime Free
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FIRST Digital
Virtual UPI ₹199
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Hello Cashback
Cashback UPI-ready FD-Backed
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FIRST EARN
Virtual FD-Backed 1% Cashback
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FIRST Power & Power+
Rewards UPI ₹199
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FIRST WOW! Black
FD-Backed Virtual Travel
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IndiGo IDFC FIRST Dual Card
Travel Lifestyle ₹4,999
- Affordability & Cashback Credit Cards
- Fuel & Insurance Credit Cards
- Commercial Cards
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Business Max Credit Card
UPI-ready Lifetime Free Low APR
-
Business Multiplier Credit Card
Zero Forex Metal Card 10X Rewards
-
FIRST Corporate
Lifetime free Travel
-
FIRST Purchase
Lifetime free Working capital needs Rewards
-
FIRST Business
UPI Rewards 1.99 Forex
-
Micro Enterprise Credit card
UPI-ready Udyam registered MSMEs
-
- Others
Tools & Calculators
Unlock features, exclusively available
only on the IDFC FIRST Bank app
Schedule of Charges for Quantum+ Savings Account
(With effect from 1st August 2026)
| ATM transaction Charges at IDFC FIRST Bank ATMs | FREE | SMS alert charges | FREE | Standing instruction set up charges | FREE |
| Debit Card Issuance Charges | FREE | Charges for retrieval of old transactional records | FREE | Standing instruction failure charges | FREE |
| Account Closure (Customer Induced) |
FREE | Address confirmation charges | FREE | Balance Certificate issuance charges | FREE |
| Signature attestation charges | FREE | Stop payment of cheque charges | FREE | ECS return charges | FREE |
| I-Pin Regeneration charges | FREE | Interest Certificate issuance charges | FREE | Photo attestation charges | FREE |
| Debit Card Pin Regeneration charges | FREE | Duplicate statement issuance charges | FREE | Charges for any deliverable returned by courier due to negative reasons | FREE |
Disclaimer: Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions. T&Cs are subject to periodic changes. All rights reserved. Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges. All charges are exclusive of GST.
| Particulars | Charges |
| Average Balance (AMB) | Nil |
| Debit Card/ATM Charges | |
| Debit Card Annual charges (2nd year onwards) | ₹ 424 |
| Debit Card replacement | ₹ 424 |
| Financial / non-Financial transaction at International ATM | ₹ 125 / Txn. for Financial transactions ₹25 / Txn for Non-Financial transactions Currency conversion (CCM): 3.5% |
| ATM transactions at non-IDFC FIRST Bank ATMs | First 5 transactions free, afterwards Financial: ₹23/txn Non-financial: ₹8.5/txn |
| Decline – insufficient balance (ATM/POS) | ₹ 25 |
| Payment Transactions | |
| IMPS done online | ₹1–₹1K: ₹2.50; ₹1K–₹1L: ₹5; Above ₹1L: ₹15/txn |
| NEFT done through Branch | ≤₹10K : ₹2; ₹10K–₹1L :₹4; ₹1L–₹2L : ₹14; >₹2L : ₹24 |
| RTGS done through Branch | ₹2L – ₹5L: ₹20 ₹5L & above: ₹45 |
| Cash Transactions | |
| Cash Deposit (Branch / Cash Deposit Machine) |
Free up to ₹1 lakh or 4 transactions per month, whichever is exhausted first |
| Cash Withdrawal (Branch) | Free up to ₹1 lakh or 4 transactions per month, whichever is exhausted first |
| Post free limits | ₹150/transaction |
| DD/Pay Order/Cheque Book | |
| Chequebook Issuance / reissuance | ₹50 (25 leaves) |
| Cheque return (insufficient funds) | ₹500 |
| DD/PO Issuance | ₹50 / Instrument |
| DD reissuance | ₹50 / Instrument |
| Demand draft/Pay order cancellation/ revalidation charges | ₹100 |
| Others Service Charges | |
| Doorstep Banking (cheque & document pickup) | ₹150 |
| Duplicate passbook | ₹100 |
