Login to Internet banking
A brand-new experience - smarter, faster, and secured
Startups
Commercial & Wholesale
Discover
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know MoreDiscover
Startups
Commercial & Wholesale
Discover
Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
Know MoreStartups
Commercial & Wholesale
Discover
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know MoreDiscover
Newly Launched
Discover
Discover
FD-Backed Credit Cards View All
Discover
Travel Credit Cards +Zero Forex Markup
Discover
Enjoy Zero Forex on all IDFC FIRST Bank Credit Cards
Save more on all international spends
Know MoreUPI Credit Cards View All
Discover
Discover
Discover
A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
Commercial Cards
Other Products & Services
Tools & Calculators
Discover
Discover
IDFC FIRST Academy
Most Searched
Discover
Earn up to 7% interest on your Savings Account
Open Account Now
Download our app
Get instant help for all your queries in one place
Tools & Calculators
Privilege Program
Tools & Calculators
MSME
Commercial & Wholesale
Startups
Commercial & Wholesale
Commercial & Wholesale
Accounts for
Trade & Forex
Loans & Finance
Tools & Calculators
Tools & Calculators
Unlock features, exclusively available
only on the IDFC FIRST Bank app
| Parameter | Variant | ||
| Life Shield & Life Shield Plus | Life Shield ROP | ||
| Cover up to Age 99 | Cover not up to Age 99 | ||
| Age at Entry | Minimum: 18 years Maximum: 65 years (For Pay till 60 option, Maximum: 55 years) |
Minimum: 25 years Maximum: 65 years (For Pay till 60 option, Maximum: 55 years) |
|
| Age at maturity | 99 years (For Life Shield Plus, for ADB: 85 years) | Minimum: 28 years | Minimum: 28 years |
| Maximum: 85 years | Maximum: 85 years | ||
| Minimum Policy term | 99 minus Age at Entry (For Life Shield Plus, for ADB: 85 minus Age at Entry) | 10 years | 10 years |
| Maximum Policy term | 85 minus Age at Entry | 50 years | |
| Premium Payment term | Limited Premium | Limited Premium or Equal to Policy term | Limited Premium or Equal to Policy term |
| In Limited Premium, the Premium Payment Terms available are 5 Pay, 6 Pay, 10 Pay, 12 Pay, 15 Pay, 20 Pay and Pay till Age 60 | |||
| Minimum Sum Assured | Rs. 50,00,000 | ||
| Maximum Sum Assured | No limit, subject to Board Approved Underwriting Policy | ||
| ADB Sum Assured (For Life Shield Plus Variant) | Minimum: Rs. 5,00,000 Maximum: Rs. 2,00,00,000 ADB Sum Assured selected at inception will be in a proportion of 10%-100% of base sum assured |
||
| TI Sum Assured | Minimum: Rs. 50,00,000 Maximum: Rs. 2,00,00,000 TI Sum Assured will be as per the base sum assured subject to the above limits |
||
| Minimum & Maximum Premium | As per the minimum & maximum Sum Assured | ||
| Premium Payment Frequency | Yearly, Half yearly, Quarterly and Monthly Half yearly, Quarterly and Monthly premium frequencies are only allowed under auto-debit process as allowed by RBI to financial institutions. |
||



