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bulk-payments

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Cashback for everyone, for every spend that matters

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WhatsApp banking

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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Track Requests

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View & track all your past and active service requests.

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Raise a Request

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Facing issues? Let us know how we can help you

Locate Us

Locate Us

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Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

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Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Bajaj Life eTOUCH - Eligibility
 

Parameter Variant
Life Shield & Life Shield Plus Life Shield ROP
Cover up to Age 99 Cover not up to Age 99
Age at Entry Minimum: 18 years
Maximum: 65 years
(For Pay till 60 option, Maximum: 55 years)
Minimum: 25 years
Maximum: 65 years
(For Pay till 60 option, Maximum: 55 years)
Age at maturity 99 years (For Life Shield Plus, for ADB: 85 years) Minimum: 28 years Minimum: 28 years
Maximum: 85 years Maximum: 85 years
Minimum Policy term 99 minus Age at Entry (For Life Shield Plus, for ADB: 85 minus Age at Entry)   10 years 10 years
Maximum Policy term 85 minus Age at Entry 50 years
Premium Payment term Limited Premium Limited Premium or Equal to Policy term Limited Premium or Equal to Policy term
In Limited Premium, the Premium Payment Terms available are 5 Pay, 6 Pay, 10 Pay, 12 Pay, 15 Pay, 20 Pay and Pay till Age 60
Minimum Sum Assured Rs. 50,00,000
Maximum Sum Assured No limit, subject to Board Approved Underwriting Policy
ADB Sum Assured (For Life Shield Plus Variant) Minimum: Rs. 5,00,000
Maximum: Rs. 2,00,00,000
ADB Sum Assured selected at inception will be in a proportion of 10%-100% of base sum assured
TI Sum Assured Minimum: Rs. 50,00,000
Maximum: Rs. 2,00,00,000
TI Sum Assured will be as per the base sum assured subject to the above limits
Minimum & Maximum Premium As per the minimum & maximum Sum Assured
Premium Payment Frequency Yearly, Half yearly, Quarterly and Monthly
Half yearly, Quarterly and Monthly premium frequencies are only allowed under auto-debit process as allowed by RBI to financial institutions.