• Text size:

    S M L
  • Letter spacing:

You gain a dedicated partner committed to helping you reach your full potential and achieve new heights

Know More
bulk-payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

Know More

Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

Know More
Image

WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Image

Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Image

Help Center

Right Arrow

Support topics, FAQs and more

Image

Download our app

Get instant help for all your queries in one place

Explore Personal
Explore Credit Cards
Image

WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Image

Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Image

Help Center

Right Arrow

Support topics, FAQs and more

Image

Download our app

Get instant help for all your queries in one place

Download now!

HDFC Life Smart Protect Plan - Eligibility
 

Parameters Minimum Maximum
Age at Entry Life Assured: 0 years (30 days)
Proposer: 18 years
Life Assured: 60 years
Proposer: No Limit
Age at Maturity 25 Years 100 Years
Premium Payment Term Plan Option Premium Payment Term
Option A: Level Cover
Option B: Level Cover with Capital Guarantee
Limited Pay (5 to 12 years)
Regular Pay (25 to 40 years)
  Option C: Decreasing Cover
Option D: Decreasing Cover with Capital Guarantee
Limited Pay (5 to 12 years)
Policy Term 25 Years 40 Years
Instalment Premium Premium Payment Frequency Minimum Installment Premium As per Board Approved Underwriting Policy (BAUP)
Limited Pay 5 and 6 years Others
Annual Rs:50,000 Rs: 30000
Half-Yearly Rs: 25,000 Rs: 15000
Quarterly RS 12,500 Rs: 7500
Monthly Rs: 4500 Rs: 3000
Top-Up Premium:
Rs. 5,000 per Top-Up*
Sum Assured Basic Sum Assured: 10 times the Annualised Premium
For Top-Up Premium: 1.25 times the Top Up premium
As per Board Approved Underwriting Policy (BAUP)
Premium Payment Frequency Annual, Half-Yearly, Quarterly, Monthly