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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Life cover1
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Market linked returns
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Unlimited free switches2 between funds
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Life cover1
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Market linked returns
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Unlimited free switches2 between funds
ICICI Pru Protect N Gain
ICICI Pru Protect N Gain is a protection-oriented, unit-linked savings life insurance plan, designed to fulfil your long-term goals. This plan is a one-stop solution for your Insurance and Investment needs, which can help you live stress-free and protect your family’s life goals, no matter what!
FEATURES
Enhanced life cover1
Earn market-linked returns
Return of charges2 on maturity
Unlimited free switches2 between funds
PLAN OPTIONS/VARIANTS
- Life Variant
- Life cover1, Accidental Death & Disability Cover
- 24 funds across all fund classes
- 20% additional units to boost your fund value at maturity3
- Unlimited free fund switches4
- Growth Variant
- Return of 1X premium allocation charges5 and mortality charges5 from 11th policy year
- Return of 2.5X mortality charges5 from 26th policy year
- Maturity booster3 to boost your fund value at maturity
- Option to get regular money from your fund` value with Systematic Withdrawal Plan6
Plan Option:
Policy Documents
Disclaimer
Life cover is the benefit payable on death of the life assured during the policy term. Death Benefit will be highest of:
• Sum Assured, including Top-up Sum Assured, if any
• 105% of the total premiums paid
• Fund Value including the Top-up Fund Value, if any
For the Life variant, starting from the 11th policy year, you will receive 2X/4X of return of mortality and 2X of premium allocation charges (excluding taxes), at the beginning of each month, till the end of the policy term.
At policy maturity, an addition, known as Maturity Booster in the form of extra units (Units mean a specific portion or part of the Unit Linked Fund(s) in which you have saved your money) will be made to boost your Fund Value. This Maturity Booster will be equal to 20% percentage of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters.
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Switches are only applicable for fixed portfolio strategy and not applicable for other portfolio strategies.
Under Life option: From the 11th policy year, 2 times the premium allocation charges deducted 120 months earlier will be added back to the fund value as additional units, in the same manner and frequency as they were deducted. Starting from the 11th policy year, at the beginning of each policy month until the end of the 25th policy year, 2 times the mortality charges deducted 120 months earlier will be added back to the fund value as additional units. From the 26th policy year onwards, 4 times those mortality charges will be added back in the corresponding manner.
Under Growth option: From the 11th policy year, the premium allocation charges deducted 120 months earlier will be added back to the fund value as additional units, in the same manner and frequency as they were deducted. Starting from the 11th policy year, at the beginning of each policy month until the end of the 25th policy year, the mortality charges deducted 120 months earlier will be added back to the fund value as additional units. From the 26th policy year onwards, 2.5 times those mortality charges will be added back in the corresponding manner.
Past performance is not indicative of future performance.
Systematic Withdrawal Plan is allowed only after the first five policy years.Read Less
