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ICICI PRU Signature - Eligibility

Premium payment term

Limited Pay: 5, 7 and 10 years
Regular Pay: Same as policy term
Whole Life option: Limited Pay: 7, 10 and 15 years

Policy terms

Minimum: 10 Years
Maximum: 30 Years
Whole Life: 99 minus Age at entry

Premium

Minimum: ₹30,000 p.a.
Maximum: Unlimited
Whole Life:
- Minimum: ₹60,000 p.a.
- Maximum: Unlimited

Premium payment modes

Yearly
Half-Yearly
Monthly

Age at entry

Minimum: 0 Years
Maximum: 60 Years

Age at maturity

Minimum: 18 Years
Maximum: 75 Years
Whole Life option: 99 years

Sum Assured

1. Non-Whole Life:

Age at entry: 0 to 44 years
- Minimum: 7X Annualized Premium
- Maximum: Higher of (10 X Annualised Premium) and (0.5 X Policy Term X Annualised Premium)
Age at entry: 45 years and above
- Minimum: 7X Annualized Premium
- Maximum: 10 X Annualised Premium

2. Whole Life:

Age at entry: 0 to 44 years
- Minimum: 7X Annualized Premium
- Maximum: Higher of (10 X Annualised Premium) and ((70- Age at entry) X 0.5 X Annualised Premium)
Age at entry: 45 to 58 years
- Minimum: 7X Annualized Premium
- Maximum: 10 X Annualised Premium
Age at entry: 59 to 60 years
- Minimum: 7X Annualized Premium
- Maximum: 7 X Annualised Premium

3. Top up:

1.25 X Top-up premium