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Unlock features, exclusively available
only on the IDFC FIRST Bank app
Eligibility
| Premium Payment Options | Premium Payment Term | Minimum/Maximum Policy Term | Minimum/Maximum age at entry |
| Single Pay | Single | 5 years / 20 years | 18/65 |
| Regular Pay | Equal to policy term | 5 years / 85 years less age at entry | 18/65 |
| Whole Life (99 years less age at entry) | |||
| Limited Pay | 5,7, PT-5 years | 10 years / 85 years less age at entry | 18/65 |
| 10 years | 15 years / 85 years less age at entry | ||
| Whole Life (99 years less age at entry) | |||
| 60 years less age at entry | PPT + 5 years / 85 years less age at entry | 18/55 | |
| Whole Life (99 years less age at entry) | |||
| Minimum Premium | Rs. 2,400 p.a. excluding applicable taxes such as goods and service tax and/or cesses, | ||
| Accidental Death Benefit | Minimum : Rs. 1,00,000 (term would be equal to policy term or 80-Age at entry, whichever is lower.) | ||
| Maximum : As per the Sum Assured chosen by you, subject to a maximum limit as per Board Approved Underwriting Policy | |||
| Accelerated Critical Illness Benefit (ACI) | Minimum : Rs. 1,00,000 (term would be equal to policy term or 30 years or 75-Age at entry, whichever is lower.) | ||
| Maximum : As per Board Approved Underwriting Policy (ACI Benefit not applicable for Single Pay policies) | |||
| Minimum Sum Assured | Subject to the minimum premium | ||
| Maximum Sum Assured | Unlimited - Subject to board approved underwriting policy | ||
| Mode of Premium Payment | Single, Yearly, Half-Yearly and Monthly | ||



