Marine Peril and Coverage:

Below are various peril and respective coverage provided to cover those peril:

Inland Transit Clause(ITC) : For Transit Within Country

Risk	ITC A (ALL RISK COVER)	ITC B (BASIC COVER	ITC C (Restricted COVER)
Fire, Lightening or Explosion	Yes	Yes	Yes
Overturning or derailment of vehicle	Yes	Yes	No
Earthquake or Volcanic Eruption during transit	Yes	Yes	No
Collision between 2 Vehicles	Yes	Yes	No
River or lake water entering cargo	Yes	Yes	No
Damage/Loss to goods during loading & unloading	Yes	No	No
Damage/Loss to goods during handling of goods in transit	Yes	No	No
Theft or malicious damage	Yes	No	No
Shortage or non-delivery of goods	Yes	No	No
Hijack of goods	Yes	No	No
Any other risk not specifically excluded	Yes	No	No

Institute Cargo Clauses (ICC) : For Transit Between Countries (Import/Export)

Risk	ICC A (ALL RISK COVER)	ICC B (BASIC COVER)	ICC C (RESTRICTED COVER)
Fire or Explosion	Yes	Yes	Yes
Overturning or derailment of vehicle	Yes	Yes	Yes
Discharge of cargo at port of distress	Yes	Yes	Yes
Collision between 2 Vehicles	Yes	Yes	Yes
Jettison	Yes	Yes	Yes
Washing overboard	Yes	Yes	No
Earthquake, Lightening or Volcanic Eruption during transit	Yes	Yes	No
River or lake water entering cargo	Yes	Yes	No
Damage/Loss to goods during loading & unloading	Yes	Yes	No
Damage/Loss to goods during handling of goods in transit	Yes	No	No
Theft or malicious damage	Yes	No	No
Shortage or non delivery of goods	Yes	No	No
Hijack of goods	Yes	No	No
Any other risk not specifically excluded	Yes	No	No

Note: War, Strikes, Riots and Civil Commotion Risk can be covered by payment of additional premium

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