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Comprehensive protection for your two wheeler
Personal Accident Cover for Owner Driver
Protection against natural and man-made calamities
Digital Claim settlement

Comprehensive protection for your two wheeler
Personal Accident Cover for Owner Driver
Protection against natural and man-made calamities
Digital Claim settlement

Overview
Plan Option
Exclusions
Disclaimer
FAQs

Apply Now

Two Wheeler Insurance Policy

If your two-wheeler is your pride and joy, then ensuring its safety and security, on road and off it, becomes your primary concern. Hence, you need to have an insurance policy for your two-wheeler that offers you multi-layered protection. Read More

SRI General's Two Wheeler Package Policy. Offering you a comprehensive insurance policy with compulsory covers and numerous add-ons so all your needs are met, with a hassle-free, smooth process.Read Less

FEATURES

Compulsory Third Party Liability with personal accident

Personal Accident to Owner Driver for Rs. 15 Lakhs

Cover against natural disasters like lightning, earthquake, hurricanes, cyclones, landslides, etc.

Cover against man-made calamity like Burglary, theft, riot, strike, malicious act & terrorist activity

Add on covers to suit your requirements at an additional premium

PLAN OPTIONS/VARIANTS

Two Wheeler Insurance Policy – Package

Coverage for natural disasters like earthquakes, floods, fires and storms
Coverage for theft, accidents and terrorist activities
Cashless repairs at network garages
Third-party legal liabilities cover
Digital claim settlement
Personal accident cover to owner driver for Rs. 15 Lakhs
Optional Personal Accident cover for pillion rider
Additional add on covers

Own Damage in bike insurance (Only OD)

Coverage for natural disasters like earthquakes, floods, fires and storms
Coverage for theft, accidents and terrorist activities
Cashless repairs at network garages
Digital claim settlement
Additional add on covers

Third Party / Act only motor insurance

Third-party legal liabilities cover
Digital claim settlement
Personal accident cover to owner driver for Rs. 15 Lakhs

Add-ons

NCB Protection
Return to Invoice

Downloads

Documentation

• Previous Insurance Policy
Vehicle Inspection Report for break in policy proposal
RC Copy
Proposal form
PAN card copy / GST certificate (as applicable)

Exclusion

Any loss/damage to the vehicle and/or its accessories will be not be covered if caused by the following:

Normal wear, tear and general ageing of the vehicle
Depreciation or any consequential loss
Mechanical/ electrical breakdown
Vehicle being used otherwise than in accordance with limitations as to use
Damage to / by a person driving the vehicle without a valid license
Damage to / by a person driving the vehicle under the influence of drugs or liquor
Loss / damage due to war, mutiny or nuclear risk
The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions, please refer to policy wordings.

Disclaimer

The information must be read in conjunction with the product brochure and policy document. In case of any conflict between the Customer Information Sheet and the policy document the terms and conditions mentioned in the policy document shall prevail.Read More

IDFC FIRST Bank Limited ("Bank") with registered office at KRM Tower, 8th Floor, No.1, Harrington Road, Chetpet, Chennai- 600031 is licensed as a corporate agent of SBI General Insurance Company Limited under license no.CA0106 issued by Insurance Regulatory & Development Authority of India and does not underwrite the risk or acts as an insurer. This policy is issued to you by SBI General and is subject to the terms and conditions governing such policy. The contract of insurance is between SBI General and the insured only, and not between IDFC FIRST Bank and the insured. Bank’s customer participation in the policy is entirely voluntary.

SBI General Insurance Company Limited, Corporate & Registered Office: 9th Floor, A & B Wing, Fulcrum Building, Sahar Road, Andheri East, Mumbai - 400099 IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | Two Wheeler Insurance Policy - Package| UIN IRDAN144RP0006V02201112 | IDFC FIRST BANK LTD Reg Num CA0106 | IDFC FIRST BANK LTD is a registered corporate agent of SBI General Insurance Company Limited | The information in the advertisement is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale. | SBI Logo displayed belongs to State Bank of India and used by SBI General Insurance Company Limited under license | www.sbigeneral.in |Toll Free Num 18001021111.Read Less

FREQUENTLY ASKED QUESTIONS

Why do I need to insure my bike?

In India, third-party bike insurance is compulsory for all owners. Moreover, own-damage insurance covers you in case of accidents, theft and fire. In case of any untoward incident, you don't have to pay out of pocket for repairs or replacement if you have a valid insurance policy.

What are the benefits of buying motor insurance online?

When you buy motor insurance online, you get an instant policy, as there is no documentation or paperwork involved. You also have the advantage of choosing from multiple payment options, e.g. credit card, net banking, debit card etc.

What are the various types of vehicles that I can insure online?

You can insure a private car and two-wheeler online.

Are offline and online car insurance policies the same?

Yes, they are. In case of online car insurance, once you make payment, we send the policy documents to your email and your registered address.

Yes, you need to hold a valid and effective PUC, and/or fitness certificate, to drive your vehicle and stay compliant with the law.

Yes, you need to have an active and valid insurance policy while registering your new vehicle. Even a valid third party (TP) policy will work for registering your vehicle at the RTO.

More FAQs

Two Wheeler Insurance Policy

FEATURES

Compulsory Third Party Liability with personal accident

Personal Accident to Owner Driver for Rs. 15 Lakhs

Cover against natural disasters like lightning, earthquake, hurricanes, cyclones, landslides, etc.

Cover against man-made calamity like Burglary, theft, riot, strike, malicious act & terrorist activity

Add on covers to suit your requirements at an additional premium

PLAN OPTIONS/VARIANTS

Downloads

Product Brochure

Policy Wording

See More

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