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A Card that Powers your Savings & Lifestyle
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Unlock features, exclusively available
only on the IDFC FIRST Bank app
Plan Option |
Endowment |
Regular Income |
Whole Life Income |
Minimum Premium Amount |
₹ 24,000 p.a. |
₹ 24,000 p.a. |
₹ 24,000 p.a. |
Maximum Premium Amount |
No Limit, Subject to Underwriting |
No Limit, Subject to Underwriting |
No Limit, Subject to Underwriting |
Premium Payment Frequency |
Annually, Half Yearly, Quarterly and Monthly modes |
Annually, Half Yearly, Quarterly and Monthly modes |
Annually, Half Yearly, Quarterly and Monthly modes |
Payout Mode |
Get Lump sum on Maturity |
Get Regular Income as per the plan option |
Get Income Plus Return of Premium to Nominee on death of Life Assured(s) after the Policy Term |
Income Mode |
NA |
Annual |
Monthly / Annual |
Lump Sum Maturity Benefit |
Yes! Guaranteed Maturity Benefit (GMB) will be paid at the end of policy term |
No |
No |
Guaranteed Additions~ to Boost Corpus |
Yes |
No |
No |
Whole Life Income |
No |
No |
Yes! Till 116 years of your age |
Death Benefit |
Yes |
Yes |
Yes |
Cover your Spouse with Joint Life Option |
No |
No |
Yes |
Optional Riders^ to Provide Comprehensive Protection |
Yes |
Yes |
Yes |
Insurance Protection from Day One |
Yes |
Yes |
Yes |
Increasing Life Cover during Policy Term |
Yes |
No |
No |
Option to Enrol in Tata AIA Vitality Wellness Program% |
Yes |
Yes |
Yes |
Income Tax# Benefits |
Yes |
Yes |
Yes |
For additional details, please refer the plan brochure.



