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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights

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Zero Forex Markup Current Account

Maximise your savings and boost profitability with our Zero Forex Markup current accounts

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bulk-payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

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Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

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WhatsApp banking

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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Track Requests

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View & track all your past and active service requests.

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Raise a Request

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Facing issues? Let us know how we can help you

Locate Us

Locate Us

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Locate your nearest IDFC FIRST Bank branches and ATMs

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Add a compliment

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Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Get instant help for all your queries in one place

Explore Personal
Explore Credit Cards
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WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Image

Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Image

Help Center

Right Arrow

Support topics, FAQs and more

Image

Download our app

Get instant help for all your queries in one place

Download now!

Eligibility Criteria for Tata AIA Smart Sampoorna Raksha Pro

Eligibility Criteria
 

Criteria

Values

Entry Age (Age last birthday)

18 – 65 Years

Maturity Age (Age last birthday)

38 – 100 Years

Policy Term

Limited/Regular Pay - 30 to 82 years

Minimum Premium Paying Term

Limited Pay – 5 to (Policy term -1 ) years

Regular Pay – Equal to Policy Term

Minimum Basic Sum Assured

For age up to 49 :

For Regular / Limited Pay –   7 times Annualised Premium,

For age 50 & above:

For Regular / Limited Pay –   5 times Annualised Premium

Age as of last birthday

Maximum Basic Sum Assured

Premium Payment Term

Attained Age (last birthday) of Assured

Basic Sum Assured

All

Till attained age of 85 years

As per Board Approved Underwriting Policy (BAUP)

Post attained age of 85 years

Lower of (Applicable Sum Assured Multiple or 10) times Annualised Premium

Pay Mode

Single, Annual, Semi-Annual, Quarterly, Monthly