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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
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Earn up to 6.50% interest on your Savings Account
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Utilisation & Cheque Book Charges
| Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
|---|---|---|---|
| Charges for utilising limit less than 25% of the loaded limit in the Qtr. | Rs. 7500 Per Quarter | Rs. 6000 Per Quarter | Rs. 5000 Per Quarter |
| Cheque Book Issuance (Payable at Par: 25 Leaves Book) | 3 Cheque books Free per month | 2 Cheque books Free per month | 1 Cheque book Free per month |
| Charges of Cheque Book on additional usage per Cheque book ( Cheque book of 25 leaves) | Rs. 50 | Rs. 50 | Rs. 50 |
| Average Outstanding Balance Method | Average of Outstanding Balance in the account at the end of each day during the 90 days | ||
Collection
| Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
|---|---|---|---|
| Cheque Collection Local Clearing | Free | Free | Free |
| Outstation Cheque collection IDFC FIRST Bank location | Free | Free | Free |
| Outstation Cheque collection Non IDFC FIRST Bank location | Instrument value Upto to Rs. 10000 Above 10000 to Rs. 200000 Above Rs. 200000 |
Charges Rs. 50 Rs. 100 Rs. 200 |
|
Payments
| Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
|---|---|---|---|
| Fund Transfer (between any IDFC FIRST Bank Branches) (Online / through Branch) | Free | Free | Free |
| Payment at Any location of IDFC FIRST Bank for clearing in same location through Payable at par Cheque | Free | Free | Free |
| NEFT (National Electronic Fund Transfer) (Online / through Branch) | Free | Free | Free |
| RTGS (Real Time Gross Settlement) | Free | Free | Free |
| IMPS | Free | Free | Upto Rs. 1 Lakh Rs. 5 above Rs. 1 Lakh Rs. 15 |
DD/PO ( payable at IDFC FIRST Bank Location)
| Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
|---|---|---|---|
| Free Limit | Rs. 50 Lakh or 5 per month whichever is earlier | Rs. 20 Lakh or 3 per month whichever is earlier | Rs. 5 Lakh of 1 per month whichever is earlier |
| Charges on additional usage | Rs. 1/1,000 Min 25 Max Rs. 10000 | Rs. 1/1,000 Min 25 Max Rs. 10000 | Rs. 1/1,000 Min 25 Max Rs. 10000 |
DD/PO (payable at Correspondent Bank Location)
| Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
|---|---|---|---|
| Free Limit | NIL | NIL | NIL |
| Charges on additional usage | Rs. 2/1,000 Min 30 Max Rs. 10000 | Rs. 2/1,000 Min 30 Max Rs. 10000 | Rs. 2/1,000 Min 30 Max Rs. 10000 |
DD-Duplicate Issuance
| Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
|---|---|---|---|
| DD-Duplicate Issuance | Rs. 30/ Instrument | Rs. 30/ Instrument | Rs. 30/ Instrument |
DD-Cancellation/Revalidation
| Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
|---|---|---|---|
| DD-Cancellation/Revalidation | Rs. 30/ Instrument | Rs. 30/ Instrument | Rs. 30/ Instrument |
Cash Deposit
| Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
|---|---|---|---|
| Free limit for Cash Deposit at Home Location Branch per month | 50% of the loaded limit | ||
| Additional charges on incremental Cash deposit at Home Location Branch | Rs. 3/1000 | Rs. 3/1000 | Rs. 3/1000 |
| Free Limit for Cash Deposit at non-home location branch per month | Rs. 250000 | Rs. 150000 | Rs. 100000 |
| Additional charges on incremental deposit at Non-Home Location Branch | Rs. 3/1000 min Rs. 50 per transaction | Rs. 3/1000 min Rs. 50 per transaction | Rs. 3/1000 min Rs. 50 per transaction |
Cash Transaction
| Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
|---|---|---|---|
| Cash withdrawal (Home Location) | Free | Free | Free |
| Cash withdrawal ( Non-Home ) location | Free | Free | Free |
Cash withdrawal
| Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
|---|---|---|---|
| Cash withdrawal (Home Location) | Free | Free | Free |
| Cash withdrawal ( Non-Home ) location | Free | Free | Free |
Other Features and Charges
| Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
|---|---|---|---|
| Stop Payment per request | Rs. 100 | Rs. 100 | Rs. 100 |
| Cheque Return (inward) for financial reason | Rs. 250 per Cheque | Rs. 250 per Cheque | Rs. 250 per Cheque |
| Cheque Return (Outward) IDFC FIRST Bank Locations | Rs. 50 per Cheque | Rs. 50 per Cheque | Rs. 50 per Cheque |
| Internal Transfer Return Charges | NIL | NIL | NIL |
| ECS debit return charges | Rs. 250 per transaction | Rs. 250 per transaction | Rs. 250 per transaction |
| Account statement | Email – Free Monthly Physical – Free per quarter | Email – Free Monthly Physical – Free per quarter | Email – Free Monthly Physical – Free per quarter |
| Adhoc Statement printed per request | Rs. 50 | Rs. 50 | Rs. 50 |
| Record Retrieval | Rs. 100 | Rs. 100 | Rs. 100 |
| Net Banking | Free | Free | Free |
| SMS / Email Alerts | Free | Free | Free |
CMS Cash Collection
| CMS Deposits | Free Limit: - NIL; INR 3 per 1000 |
| Holiday / Outside City Pick-up | 25% Additional plus actual visit charges. (Pre-feasibility is required to be conducted) |
| Counting at client premise | INR 0.35/1000 |
NACH / ECS Collections
| Mandate Set-up Charges | INR 5000 |
| Mandate Lodgment | INR 25 |
| Charge per transaction | INR 5 |
| Minimum charge per ECS/ACH file | INR 200 |
