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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
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Earn up to 6.50% interest on your Savings Account
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Schedule of Charges
| Loan Processing Fees | Upto 5% of Loan Amont (excl GST) | |
| EMI Return | ₹500/- +GST per EMI bounce | |
| Late Payment | 2% per month on outstanding (Principal, interest) instalment | |
| Cheque Swap Charges (per swap) | NIL | |
| Foreclosure/ Prepayment Charges | 5% of the principal outstanding amount + GST |
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| Duplicate No Objection Certificate Issuance Charges | ₹500/- per instance | |
| Physical Statement of Account | ₹200/- per statement | |
| Stamp Duty | As per actuals | |
| Loan Cancellation Charges | Loan Cancellation Charges ₹1000/- per Loan Account (Gap interest to be borne by customer along with No refund/waiver of Processing fee, Stamp Duty and any other charges) | |
| Valuation | As per actuals | |
| Asset Verification | As per actuals | |
| Legal/Collection/Reposseion/Incidental | As per actuals | |
| Documentation Charges | Upto ₹20,000 | |
| Duplicate Amortization Schedule | ₹200/- per schedule | |
| Loan Reschuling/Rebooking | ₹1500/- per loan | |
| Part Payment Charges(If applicable) | 5% of the principal outstanding | |
| Rate | Min ROI - 6.50% Max ROI - 30% |
