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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights

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Zero Forex Markup Current Account

Maximise your savings and boost profitability with our Zero Forex Markup current accounts

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bulk-payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

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Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

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WhatsApp banking

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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Track Requests

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View & track all your past and active service requests.

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Raise a Request

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Facing issues? Let us know how we can help you

Locate Us

Locate Us

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Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

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Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Download our app

Get instant help for all your queries in one place

Explore Personal
Explore Credit Cards
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WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Image

Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Image

Help Center

Right Arrow

Support topics, FAQs and more

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Download our app

Get instant help for all your queries in one place

Download now!

Non-Individual Account Fees And Charges

Details

  Average Monthly Balance (AMB)* Non Maintenance charges per month
CA Zero Bal( For Wholesale banking- to be offered to large corporates ) Zero NA
CA-GovtContracted Balance Zero NA
SA-GovtContracted Balance Zero NA
*AMB is average of daily closing balance of each day for a month

Other Charges

  Cash deposit Charge DD payable at Correspondent Bank locations Cheque Return
CA Zero Bal( For Wholesale banking- to be offered to large corporates ) NIL NIL NIL
CA-GovtContracted Balance NIL NIL NIL
SA-GovtContracted Balance NIL NIL NIL

Debit Card & ATM charges

Annual Debit Card Fees NIL
ATM transactions IDFC FIRST Bank ATMS (Financial & Non-Financial Transactions) Free
ATM transactions Non IDFC FIRST Bank ATMS (Financial & Non-Financial Transactions) Unlimited Free
Reissuance (lost or damaged) Free
Add On Card Free
International ATM or POS Transactions 2% mark-up of the transaction value
Pin Regeneration Free

Payment Services

Intra-Bank Fund Transfer - Branch Free
Intra-Bank Fund Transfer -Internet Banking Free
RTGS Payment - Branch Free
RTGS Payment - Internet Banking* Free
NEFT Payment - Branch Free
NEFT Payment - Internet Banking* Free
NACH Payment Free
IMPS* Free
Payable At Par Cheque Issuance Free
DD payable at IDFC FIRST BANK locations Free
DD - Duplicate Issuance Free
DD Cancellation/ revalidation Free
*Excluding cash management charges  -

Collection Services

 

  CA Zero Bal( For Wholesale banking- to be offered to large corporates ) CA-GovtContracted Balance SA-GovtContracted Balance
Intra-Bank Fund Transfer Collection Free Free Free
RTGS Collection Free Free Free
NEFT Collection Free Free Free
NACH Collection - Transaction Free Please contact your Relationship Manager
NACH Collection - Mandate (New / Modify / Cancel) Rs 25 per mandate Please contact your Relationship Manager
Cheque Collection - Local Clearing Free Free Free
Outstation Cheque Collection - IDFC FIRST BANK locations Rs 25 per cheque Please contact your Relationship Manager
Outstation Cheque Collection - Other locations Rs 50 per cheque Please contact your Relationship Manager

 

Miscellaneous Services

Payable at Par Cheque Book Free
Account Closure Free
SMS/ E mail Alerts Free
Phone Banking Free
Net Banking Free
Mobile Banking Free
Standing Instruction- Set Up/Execution/Amendment Free
Bill Payment- Net Banking Free
Bankers Verification (Photo/ Signature/ Address) Free
Balance Confirmation Certificate Free
Record Retrieval Free
Interest/ TDS Certificate Free
Stop Payment per Instruction Free
Balance Enquiry (Branch/ Channels) Free

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