Login to Internet banking
A brand-new experience - smarter, faster, and secured
Introducing the First-in-industry IDFC FIRST Bank's Super Account
Request a Callback
You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know More
Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
Know More
Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
Know More
A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
Most Searched
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account Now
Download our app
Get instant help for all your queries in one place
Explore Personal
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
Schedule of charges for Savings Account variants with ₹25,000 & ₹10,000 Average Monthly Balance (AMB)
IDFC FIRST Bank offers an array of savings account services online, ensuring a smooth and seamless banking experience - from fund transfers and ATM transactions to debit card, demand draft, and chequebook issuance. Designed around your needs with no hidden costs, it keeps everyday banking simple, transparent, and stress-free.
Charges on Savings Account Variants
| Average Monthly Balance Requirement | ₹25,000 |
| Non Maintenance Charges of AMB (w.e.f. 1st Jan' 25) | 6% of the AMB shortfall or ₹500, whichever is lower |
| Debit Card and FIRSTAP Sticker Annual Fee (w.e.f. 1st Jan' 26) | ₹300 |
| Average Monthly Balance Requirement | ₹10,000 |
| Non Maintenance Charges of AMB (w.e.f. 1st Jan' 25) | 6% of the AMB shortfall or ₹500, whichever is lower |
| Debit Card and FIRSTAP Sticker Annual Fee (w.e.f. 1st Jan' 26) | ₹200 |
Average Monthly Balance requirement is Nil for Minor Under Guardian and Diamond Private Savings Account
Disclaimer: Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions. T&Cs are subject to periodic changes. All rights reserved.
Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges.
Explore Our Savings Account Blogs
FEATURED
Step-by-step guide to opening a bank account with IDFC FIRST Bank
You can open a bank account with IDFC FIRST Bank either online or offline with a simple process. You can enjoy the unmatched benefits of savings accounts, such as high interest rates, zero-fee banking, digital banking, and a hassle-free experience. IDFC FIRST Bank Savings Accounts ensures you have access to transparent, seamless and convenient financial tools to grow your wealth.
Team FinFIRST30 Apr 2025 • 3 mins read
-
Your guide to completing a video KYC for a IDFC FIRST Bank Savings Account
30 Apr 2025 • 3 mins read
-
How to realise your financial goals with IDFC FIRST Bank Savings Accounts
30 Apr 2025 • 3 mins read
-
Maximize your savings: Use this interest rate calculator to see how much you can earn
30 Apr 2025 • 3 mins read
