Login to Internet banking
A brand-new experience - smarter, faster, and secured
Introducing the First-in-industry IDFC FIRST Bank's Super Account
Request a Callback
You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know More
Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
Know More
Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
Know More
A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
Most Searched
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account Now
Download our app
Get instant help for all your queries in one place
Explore Personal
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
Understanding Rewards Credit Cards: A Quick Overview
IDFC FIRST Bank Credit Card offer a strong rewards program, designed to make every transaction more rewarding. Whether you are shopping, dining, travelling, or paying utility bills, you earn valuable reward points that can be redeemed for a wide range of benefits.
A standout feature of IDFC FIRST Bank Credit Card is that your reward points never expire. What’s more, they are as good as cash! You can use them to pay for your purchases instantly at both online and physical stores with a single click.
These credit cards offer an excellent mix of privileges, including exclusive discounts, cashback, and premium lifestyle perks. With transparent policies, no hidden charges, and attractive redemption options, IDFC FIRST Bank Reward Credit Card help you maximise your savings while enjoying a seamless and rewarding banking experience.
Explore our Reward Credit Cards
Ashva Credit Card
Add a touch of enchantment to everyday adventures.
- Get 5X rewards on spending below ₹20,000 in a billing cycle and 10X rewards on spending above ₹20,000 and on birthdays
- Enjoy 4 complimentary visits to airport lounges/spas in India and 2 complimentary visits to overseas airport lounges every quarter
- Avail a “Buy One, Get One” offer on movie tickets, with up to ₹400 off on the second ticket. The benefit can be availed twice in a calendar month
Mayura Credit Card
Make everyday a celebration of life’s finest pleasures.
- Get 5X rewards on spending below ₹20,000 in a billing cycle and 10X rewards on spending above ₹20,000 and on birthdays
- Enjoy zero forex markup on all international transactions
- Avail a “Buy One, Get One” offer on movie tickets, with up to ₹500 off on the second ticket. The benefit can be availed twice in a calendar month
- Enjoy 4 complimentary visits to international airport lounges and 4 complimentary visits to domestic airports/spas, along with 1 guest visit to domestic airport lounges every quarter
FIRST Millennia Credit Card
Do more of what you love.
- Enjoy up to 10X never-expiring rewards on incremental spending of ₹20,000 or more in a statement cycle
- Earn 3X never-expiring rewards on spending up to ₹20,000 in a billing cycle and 1X reward on other transactions like insurance premium payments and utility bills
- Enjoy 4 complimentary railway lounge visits across India every quarter*
- Get 25% off up to ₹100 on movie tickets booked via the District app by Zomato every month
- Avail fuel surcharge waiver of 1%*, up to ₹200, every month at fuel stations across India
FIRST Classic Credit Card
Elevate everyday experiences.
- Enjoy up to 10X never-expiring rewards on incremental spending of ₹20,000 or more in a statement cycle
- Earn 3X never-expiring rewards on spending up to ₹20,000 in a billing cycle and 1X reward on other transactions like insurance premium payments and utility bills
- Get a 25% discount on movie tickets, up to ₹100, on the District app by Zomato (valid once per month).
- Travel comfortably with complimentary access to railway lounges, four times a quarter
- Enjoy interest-free cash withdrawals for up to 45 days
FIRST Select Credit Card
A perfect card to celebrate every milestone.
- Enjoy up to 10X never-expiring rewards on incremental spending of ₹20,000 or more in a statement cycle
- Earn 3X never-expiring rewards on spending up to ₹20,000 in a billing cycle and 1X reward on other transactions like insurance premium payments and utility bills
- Enjoy 2 complimentary visits to domestic airport lounges every quarter
- Enjoy blockbuster experiences using the 'Buy One, Get One' discount, up to ₹125, on the District by Zomato mobile app (valid twice per month)
- Make every purchase sweeter with 300+ brand offers across dining, shopping, travel and more, all year long
Eligibility Criteria & Documents to Apply for Reward Credit Cards
Age: 21 years and above
Income: A stable source of income (salaried or self-employed). The specific requirement may vary by card.
Credit Score: A good credit score as per the bank’s policies.
Documents required
- Identity Proof: Aadhaar Card, PAN Card, or Passport
- Address Proof: Utility Bill or Aadhaar
- Income Proof: Salary Slips, Bank Statement, or Form 16
Features and Benefits of Reward Credit Cards
FAQs
What is a rewards credit card?
A rewards credit card allows you to earn points on your purchases, which can be redeemed for travel, shopping, cashback, or other exclusive benefits. IDFC FIRST Bank enhances this experience with a never-expiring rewards program, allowing you to redeem your points anytime for instant discounts.
Is a rewards credit card better than a normal credit card?
Yes, a rewards credit card is highly beneficial if you frequently spend on categories that earn high reward points, making it more valuable than a standard credit card that doesn't offer a rewards program.
Do rewards cards build credit?
Yes. Using a rewards credit card responsibly by making timely payments and maintaining a low credit utilisation ratio helps improve your credit score, just like any other credit card.
Where can I use a rewards card?
You can use a rewards credit card for all your expenses, including everyday purchases, online shopping, travel bookings, dining, fuel, and bill payments, to maximise the rewards you earn.
Latest blog posts
Discover more about IDFC FIRST Bank Credit Cards
Live luxuriously: Optimise your credit card rewards today
Your lifestyle might include several expenses including travel, shopping, entertainment, everyday use, and more.
Pay with rewards - Strategies for smart shopping
Credit cards offer reward points on most transactions done using the card
Accelerated rewards explained: Identify the best rewards Credit Card
Credit Cards offer accelerated reward points on specific transactions.
Count savings, not litres! Best IDFC FIRST Bank credit cards for fuel savings
Find out how to save money on fuel expenses using your credit card
Utopia: Rewards every day, everywhere!
IDFC FIRST Bank offers different types of credit card rewards everytime.
Get in touch with us
