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| Minimum | Maximum | |
| Age at Entry (years) | 0 | For PPT 5, 6: 54 For PPT 8 and above: 60 |
| Age at Maturity (years) | 18 | 85 |
| Annualised Premium (Rs.) | Rs.12,000 | No limit, subject to Board Approved Underwriting Policy |
| Guaranteed1 Maturity Benefit | Rs.1,00,000 | As per maximum premium |
| Sum Assured | 7 times of Annualised Premium4 | 10 times of Annualised Premium4 Maximum Sum Assured will be subject to the prevailing Board approved underwriting guidelines. |
| Premium Payment Term (PPT) (in years) | Limited Pay: 5, 6, 8, 9, 10, 12 | Regular Pay: 13 to 30 | |
| Policy Term (PT) (in years) | Limited Pay: PPT plus 5 to 30 | Regular Pay: Equal to PPT | |
All ages mentioned above are age as on last birthday. Risk cover will commence immediately on the date of commencement of risk of the policy and, in the case of a minor life, policy will vest on the life assured on the earlier of attainment of majority (i.e., 18 years’ age last birthday).The female lives will get 1% higher GMB.
The policyholder will have the option to select the Sum Assured multiple at inception of the policy.



