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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Eligibility
| Plan Option | Smart Income* | Regular Income | ||||
| Premium Payment Term (PPT) (in years) | 5 / 6 | 7 | 8 / 10 / 12 | 5 / 6 / 7 / 8 / 10 / 12 | ||
| Deferment Period (in years) | Not applicable | PT minus PPT | ||||
| Policy Term (PT) (in years) | Regular Pay | Equal to PPT | 5 to 17 | |||
| Limited Pay | NA | 10 | 15 | |||
| Income Period (in years) | 15 / 20 / 25 / 30 | 5 / 7 / 10 / 12 / 15 | 20 / 25 / 30 | |||
| Enhanced ROP4 | Yes | No | Yes | |||
| Minimum | Maximum | Minimum | Maximum | |||
| Age at Entry (years) | 6 | Regular Pay - 60 | 1 | 60 | ||
| Limited Pay - 55 | ||||||
| Age at Maturity (years) | 18 | 72 | 18 | 77 | ||
| Annualized Premium3 (₹) | Rs.30,000 | No limit, subject to Board Approved Underwriting Policy | Rs.30,000 | No limit, subject to Board Approved Underwriting Policy | ||
*Under Smart Income, Income Period 15 and Limited premium payment option is only available with Early Guaranteed1 Payouts (EGP) Start Year 1.
All ages mentioned above are age as on last birthday. Risk cover will commence immediately on the date of commencement of risk of the policy and, in the case of a minor life, policy will vest on the life assured on the earlier of attainment of majority (i.e., 18 years’ age last birthday) or on maturity date. The product is available for sale through online mode for female lives, the age set-back of 3 years will be applicable for calculation of SA Multiple and Maturity Benefit/ Income payouts. Income Period will commence after the end of Deferment Period. The deferment period will be PT minus PPT (in years) Benefits will vary depending on the plan option chosen
