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HDFC Life Click 2 Achieve Par Advantage
An Individual Non-Linked, Participating Savings Life Insurance Plan
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Policy Continuance Benefit**
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Additional Life Option#
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Flexibility in choice of Life cover^
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Policy Continuance Benefit**
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Additional Life Option#
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Flexibility in choice of Life cover^
**Option to choose Policy Continuance benefit at inception
#Option to choose Additional Life cover for your spouse
^Choose from 7x /11x annualized premium as life cover for age < 50 years and 5x/11x annualized premium as life cover for age >= 50 years
HDFC Life Click 2 Achieve
As you grow in life, your dreams and aspirations grow as well - finding your dream home, making sure your child gets a good education, or a perfect retirement. We understand the significance of these milestones. Life Insurance plan can help you achieve such goals whilst safeguarding the family’s future against the unforeseen events. That's why we're introducing HDFC Life Click 2 Achieve Par Advantage - designed to enable dreams and goals for everyone.Read More
At HDFC Life, we believe in granting you the autonomy to shape your financial future in alignment with your unique aspirations and needs. HDFC Life Click 2 Achieve Par Advantage is meticulously designed to offer versatility, presenting you with a spectrum of options to safeguard your loved ones' futures and attain your financial objectives.Read Less
FEATURES
Choose any combination from 5 plan options as per future your needs
Life Insurance Cover for financial security of your family
Additional Life Coverage - Flexibility to choose additional life option for your spouse
Guaranteed benefits** - Option to receive guaranteed pay-outs during the Policy Term
Policy Continuance Benefit (PCB) - Get Waiver of future premium on death of Life Assured + Get Death Benefit as lumpsum immediately + Future benefits continue to nominee or survivor
Premium Offset - Feature to offset your premium against cash bonus and/or guaranteed pay-out, as applicable
Paid Up Addition - Feature to convert part or the full cash bonus payable into Paid-Up Additions
Deferral of Survival/Income Benefit - Feature to accrue the cash bonus and/or guaranteed pay-outs and take it as lumpsum when required
Special Milestone Benefit- Get upto 50% of your Total Premium Paid as Special Milestone Benefit on any special occasion selected at Policy issuance
Optional Riders - Enhance your protection coverage with rider options on payment of additional premium
Online Sales- This Product is also available for online sale
Tax benefits - You may be eligible for tax benefits as per prevailing tax laws
** Only for guaranteed income option
PLAN OPTIONS/VARIANTS
Plan Option:
1. Lumpsum:
This plan option offers a guaranteed lumpsum payable at maturity along with additional non-guaranteed benefit in the form of regular reversionary (if any) and terminal bonus (if any).
2. Balanced Income:
This plan option offers a guaranteed lumpsum payable at maturity along with additional non-guaranteed benefit in the form of regular cash bonus (if any) and terminal bonus (if any). The plan option aims to enable higher accumulation by providing more weightage to the lumpsum payable on maturity. The regular cash bonus (if any) shall be payable during the pay-out period.
3. Early Income:
This plan option offers regular cash bonus (if any) during the pay-out period. In addition, there will be a guaranteed lumpsum payable at maturity along with terminal bonus (if any).
4. Enhanced Income:
This plan option offers a regular cash bonus (if any) during the pay-out period, with cash bonus linked to increasing multiple of Sum Assured on Maturity. In addition, there will be a guaranteed lumpsum payable at maturity along with terminal bonus (if any).
5. Guaranteed Income:
This plan option offers a guaranteed pay-out of 10% of Basic Sum Assured payable every year during the pay-out period. In addition, it offers non-guaranteed benefits in the form of regular cash bonus (if any) during the pay-out period and terminal bonus (if any).
Policy Documents
Disclaimer
HDFC Life Click 2 Achieve Par Advantage is an individual non-linked participating savings life insurance plan (UIN: 101N207V01). Life Insurance coverage is available in this product. This Product brochure is indicative of the terms, warranties, conditions and exclusions contained in the insurance policy. Please know the associated risk and applicable charges from your insurance agent or the intermediary or policy document of the insurer.Read More
Commission Disclosure -
Documentation: Standard documents as per UW requirementRead Less
Disclaimer
• Risk cover starts from date of commencement of policy and the policy will vest on the Life Assured on attainment of age 18 years
• For ‘Additional Life Option’, minimum entry age is 18 years for both the lives
• In case of Additional Life, the above limit will be applicable for both the lives. Read More
• This is applicable for the plan options - 2, 3, 4 and 5, wherein any cash bonus and/or guaranteed pay-out, as applicable, are payable. A policy with deferment period shall participate in profits from inception. Any surplus during the deferment period shall continue to accumulate in the fund and the bonus declaration shall commence after completion of deferment period.
• All ages mentioned above are age last birthday.
• The minimum premium amounts are exclusive of taxes and levies as applicable.Read Less
ELIGIBILITY
Eligibility
