Eligibility Criteria for HDFC Life Click 2 Achieve

Without PCB

With PCB

Minimum Age at Entry¹ (Years)

0 (30 days)² ^{In case “Additional Life” option is selected, minimum entry age shall be 18 years for both the lives}

18² ^{In case “Additional Life” option is selected, minimum entry age shall be 18 years for both the lives}

Maximum Age at Entry³(Years)

Option	Years
Lumpsum	65
Balanced Income	65
Early Income	60
Enhanced Income
Guaranteed Income

Option	Years
Lumpsum	Single Pay: 60 Regular/Limited Pay: 65-PPT
Balanced Income	Single Pay: 60 Regular/Limited Pay: 65-PPT
Early Income	Single Pay: 55 Regular/Limited Pay: 60-PPT
Enhanced Income
Guaranteed Income

Minimum Age at Maturity (Years)

Maximum Age at Maturity (Years)³

Premium Payment Term (Years)

Single Pay, 5, 6, 8, 10, 12

Policy Term (Years)

10 to 40 The minimum Policy Term for each option shall be as under:

Plan option	Minimum Policy Term (Years)
Lumpsum	10
Balanced Income	10
Early Income	20
Enhanced Income	20
Guaranteed Income	20

Deferment Period (Years)⁴

0 to 12

Sum Assured on Death

The absolute amount of benefit which is guaranteed to become payable on death of the life assured in accordance with the terms and conditions of the policy. This shall be equal to DBM × SP for Single Pay and DBM × AP for Limited/Regular Pay.

Age at Entry*	Minimum DBM	Maximum DBM
< 50	Single Pay:1.25 Limited / Regular Pay: 7	11
> =50	Single Pay:1.1 Limited / Regular Pay: 5	11

* In case of ‘Additional Life Option’, the above limits will be applicable to both the lives. In addition, the acceptance of any case is subject to the Board Approved Underwriting Policy of the company prevailing from time to time.

Minimum Instalment Premium

The minimum premium amount per instalment for the policy shall be as under:

Premium Payment Frequency	Minimum Instalment Premium (Rs.)
Single Premium	50,000
Yearly	25,000
Half-yearly	12,750
Quarterly	6,500
Monthly	2,188

The premium allocated towards each plan option cannot be lower than the limit given below:

Premium Payment Frequency	Minimum Instalment Premium (Rs.)
Single Premium	25,000
Yearly	10,000
Half-yearly	5,100
Quarterly	2,600
Monthly	875

Maximum Instalment Premium

No limit, subject to Board Approved Underwriting Policy (BAUP)

Eligibility Criteria for HDFC Life Click 2 Achieve

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Eligibility Criteria for HDFC Life Click 2 Achieve

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