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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Enjoy Zero Charges on All Commonly Used Savings Account Services
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Unlock features, exclusively available
only on the IDFC FIRST Bank app
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Credit and Savings solutions
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Wider reach, better coverage
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Simple documentation, quick process
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Doorstep service
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Credit and Savings solutions
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Wider reach, better coverage
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Simple documentation, quick process
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Doorstep service
Sakhi Shakti Loan
At IDFC FIRST Bank, we are dedicated to the upliftment and advancement of women in India. To improve their livelihoods, we offer a loan for women - the Sakhi Shakti Loan. It helps boost their business as well as their material needs. As a business loan for women in India, it comes with many benefits, such as credit & savings solutions, wider reach, better coverage, simple documentation, quick processing and doorstep service. Read More
It is designed to truly empower women and helps them fulfil their dreams. Read Less
FEES & CHARGES
Find out about our minimal and transparent fees & charges
FREQUENTLY ASKED QUESTIONS
What is a Joint Liability Group Loan?
A Joint Liability Group is made up of 4-10 individuals from the same village or neighbourhood who share a similar socioeconomic background and have mutually agreed to come together for the purpose of obtaining a loan from a bank without providing any security.
What is the purpose of a Joint Liability Group Loan?
The purpose of a Joint Liability Group Loan is to empower women farmers and entrepreneurs and enable them to fulfil their business and material needs.
At IDFC FIRST Bank, we are dedicated towards the upliftment and advancement of women in India. To improve their livelihoods, we offer a Joint Liability Group Loan for women - The Sakhi Shakti Loan.
What is the range of Sakhi Shakti Loan amounts, minimum and maximum offered by IDFC FIRST Bank?
IDFC FIRST Bank currently offers the Sakhi Shakti Loan in the range of ₹10,000 to ₹1,000,00 depending upon the eligibility of the applicant.
What is the maximum loan tenure offered on IDFC FIRST Bank Sakhi Shakti Loan?
The maximum loan tenure offered on IDFC FIRST Bank Sakhi Shakti Loan is up to 36 months based on the applicant's eligibility.
Is there a need to pledge a collateral to avail of a Sakhi Shakti Loan from IDFC FIRST Bank?
No, you don’t need to pledge a collateral to avail of IDFC FIRST Bank Sakhi Shakti Loan. It is a collateral-free loan.
What are the advantages of availing a Sakhi Shakti Loan from IDFC FIRST Bank?
We have one of the best Small Business Loan solutions for women. Some of our major features are:
- Collateral free loan
- Attractive interest rates
- Zero foreclosure and pre-payment charges
- Minimal documentation
- Mutual guarantee offered by the JLG members
How to apply for a Sakhi Shakti Loan from IDFC FIRST Bank?
To apply for IDFC FIRST Bank Sakhi Shakti Loan, you can visit the nearest IDFC FIRST Bank Branch or get in touch with our IDFC FIRST Bank representative who can assist you with your loan application process.
Which KYC documents will be required to apply for Sakhi Shakti Loan?
To apply for a Sakhi Shakti Loan from IDFC FIRST Bank, you will need any of the below officially valid documents with correct name and address:
- Aadhar Card
- Passport
- Driving license
- Voter ID
- Job card issued by NREGA (National Rural Employment Guarantee Act 2005) with the signature of a State Government official
- NPR (National Population Register) Letter
When will the loan amount reflect in my account after my application has been processed?
A loan amount of up to ₹1 Lakh will be released within 3 days*.
What are the loan repayment channels that I can use to pay my loan EMIs?
You can pay your Loan EMIs for IDFC FIRST Bank Sakhi Shakti Loan during the scheduled center meeting.
Are there any foreclosure charges for IDFC FIRST Bank Sakhi Shakti Loan?
No, there are no foreclosure or pre-payment charges applicable for IDFC FIRST Bank Sakhi Shakti Loan. To know about our other fees and charges, click here.
