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To access the benefits of a current account, you first need to open one. Depending on the bank, the documents for opening a current account may include a valid photo ID, proof of address, and proof of income.
Sole proprietorship
• 2 documents in the name of entity
• Proprietor document (photo, PAN card copy, and 1 officially valid document [OVD] copy)
• Nature of industry proof (in case not indicative in entity documents, please check for invoice copy, bill of entry, freight invoice, or agreement copy)
Hindu Undivided Family (HUF)
• HUF PAN card
• Karta’s PAN card
• Karta’s OVD document
• HUF declaration
Partnership
• Partnership deed/s
• Partnership registration certificate (for registered partnership firm)
• Partnership firm declaration
• Entity PAN card number
• Registered office address proof in the name of the entity
• Communication address proof, if different from registered address
• OVD copy of the partners/ authorised signatories/ beneficial owners (including latest photograph and PAN card copy)
• List of partners with name, date of birth, and address
Limited Liability Partnership (LLP)
• LLP agreements since inception
• Certificate of incorporation
• LLP firm declaration
• List of all partners (including designated partners) with name, date of birth, and address
• PAN card number of the entity
• Registered office address proof in the name of the entity
• Communication address proof, if different from registered address
• OVD copy of the partners/ designated partners/ authorised signatories/ beneficial owners (including latest photograph and PAN card copy)
Company (Public Limited and Private Limited)
• Memorandum of Association (MOA) and Articles of Association (AOA)
• Certificate of incorporation
• Board resolution
• Latest list of directors and officials holding senior management position
• PAN card number of the company
• Registered office address proof in the name of the entity
• Communication address proof, if different from registered address
• OVD copy of the authorised signatories/ beneficial owners (including latest photograph and PAN card number)
• NPO declaration for section 25 or 8 company (including Darpan registration certificate/ number for NPO)
Official Valid Document (OVD)
• Passport
• Driving license
• Voter identity card
• Proof of possession of Aadhaar card number, in such a case declaration related to Aadhaar redaction to be provided
• Job card issued by NREGA duly signed by an officer of the state government
• Letter issued by National Population Register containing details of name, address
Indicative list of Entity ID and Address Proof
| Particulars | Sole Proprietorship | Other than Sole Proprietorship | |
| Entity ID Proof | Address Proof | Communication Address Proof |
|
| Valid Certificate/license issued by the Municipal Authorities in the name of firm under Shops & Establishment Act Note: Acknowledgement receipt is not considered |
Y | Y | Y |
| GST Registration Certificate in the name of Entity | Y | Y | Y |
| CST / VAT Registration Certificate (for goods not covered under GST) | Y | Y | Y |
| "Firm Registration certificate / letter issued by Institute of Chartered Accountants of India (ICAI), or Institute of Cost Accountants of India or Institute of Company Secretaries of India |
Y | Y | Y |
| Latest copy of Utility Bill in the name of Entity. Electricity Bill not more than 2 months old (or) Telephone Bill from regulated Telecom operator not more than 2 months old. (or) Water Tax bill and payment receipt (paid to Municipal Body/ Corporations) |
Y | Y | Y |
| Registration Certificate issued by Government Department | Y | Y | Y |
| IEC (Importer Exporter Code) Certificate issued in the name of Entity by the office of DGFT | Y | Y | Y |
| SEBI Registration Certificate | Y | Y | Y |
| Complete Income Tax Return (not just the acknowledgement) in the name of the sole proprietor where the firm's income is reflected, duly authenticated/acknowledged by the Income Tax authorities. Note: Chartered Accountant (CA) computed ITR are not considered |
Y | N | N |
| Professional Tax Registration Certificate in the name of firm (Certificate of enrolment is not accepted). | Y | Y | Y |
| Udyam registration | Y | Y | N |
| Registered rent agreement in the name of the Entity or Notarized rent agreement to be accompanied with Utility bill (not be older than 2 months) in the name of owner of premises. Additionally, the rent agreement submitted should have at least 3 months of validity period from the agreement expiry date | N | N | Y |
| Registration certificate issued by Registrar of Firms, in case of registered partnership firm | N | N | Y |
| Trade License | N | N | Y |
| Certificate by Food and Drug Control Authorities | N | N | Y |
| Trademark Registration Certificate | N | N | Y |
| Drug License | N | N | Y |
| License/ Certificate to Sell/ Stock/ Exhibit for Sale or Distribute Insecticide/Pesticide | N | N | Y |
| Latest One month Bank Statement/Passbook from scheduled commercial bank with account opening cheque/Cancelled cheque | N | N | Y |



