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Indicative Documents Required For Current Account Opening
 

To access the benefits of a current account, you first need to open one. Depending on the bank, the documents for opening a current account may include a valid photo ID, proof of address, and proof of income.

Sole proprietorship

• 2 documents in the name of entity 

• Proprietor document (photo, PAN card copy, and 1 officially valid document [OVD] copy)

• Nature of industry proof (in case not indicative in entity documents, please check for invoice copy, bill of entry, freight invoice, or agreement copy)

Hindu Undivided Family (HUF) 

• HUF PAN card

• Karta’s PAN card

• Karta’s OVD document

• HUF declaration

Partnership

• Partnership deed/s

• Partnership registration certificate (for registered partnership firm)

• Partnership firm declaration

• Entity PAN card number

• Registered office address proof in the name of the entity

• Communication address proof, if different from registered address

• OVD copy of the partners/ authorised signatories/ beneficial owners (including latest photograph and PAN card copy)

• List of partners with name, date of birth, and address

Limited Liability Partnership (LLP)

• LLP agreements since inception

• Certificate of incorporation

• LLP firm declaration

• List of all partners (including designated partners) with name, date of birth, and address

• PAN card number of the entity

• Registered office address proof in the name of the entity

• Communication address proof, if different from registered address

• OVD copy of the partners/ designated partners/ authorised signatories/ beneficial owners (including latest photograph and PAN card copy)

Company (Public Limited and Private Limited)

• Memorandum of Association (MOA) and Articles of Association (AOA)

• Certificate of incorporation

• Board resolution

• Latest list of directors and officials holding senior management position

• PAN card number of the company

• Registered office address proof in the name of the entity

• Communication address proof, if different from registered address

• OVD copy of the authorised signatories/ beneficial owners (including latest photograph and PAN card number)

• NPO declaration for section 25 or 8 company (including Darpan registration certificate/ number for NPO)

Official Valid Document (OVD)

• Passport

• Driving license

• Voter identity card

• Proof of possession of Aadhaar card number, in such a case declaration related to Aadhaar redaction to be provided

• Job card issued by NREGA duly signed by an officer of the state government

• Letter issued by National Population Register containing details of name, address

Indicative list of Entity ID and Address Proof 

Particulars Sole Proprietorship Other than Sole Proprietorship
Entity ID Proof Address Proof Communication
Address Proof
Valid Certificate/license issued by the Municipal Authorities in the name of firm under Shops & Establishment Act
Note: Acknowledgement receipt is not considered
Y Y Y
GST Registration Certificate in the name of Entity Y Y Y
CST / VAT Registration Certificate (for goods not covered under GST) Y Y Y
"Firm Registration certificate / letter issued by
Institute of Chartered Accountants of India (ICAI), or
Institute of Cost Accountants of India or
Institute of Company Secretaries of India
Y Y Y
Latest copy of Utility Bill in the name of Entity.
Electricity Bill not more than 2 months old (or)
Telephone Bill from regulated Telecom operator not more than 2 months old. (or)
Water Tax bill and payment receipt (paid to Municipal Body/ Corporations)
Y Y Y
Registration Certificate issued by Government Department Y Y Y
IEC (Importer Exporter Code) Certificate issued in the name of Entity by the office of DGFT Y Y Y
SEBI Registration Certificate Y Y Y
Complete Income Tax Return (not just the acknowledgement) in the name of the sole proprietor where the firm's income is reflected, duly authenticated/acknowledged by the Income Tax authorities.
Note:
Chartered Accountant (CA) computed ITR are not considered
Y N N
Professional Tax Registration Certificate in the name of firm (Certificate of enrolment is not accepted). Y Y Y
Udyam registration Y Y N
Registered rent agreement in the name of the Entity or Notarized rent agreement to be accompanied with Utility bill (not be older than 2 months) in the name of owner of premises. Additionally, the rent agreement submitted should have at least 3 months of validity period from the agreement expiry date  N N Y
Registration certificate issued by Registrar of Firms, in case of registered partnership firm N N Y
Trade License N N Y
Certificate by Food and Drug Control Authorities N N Y
Trademark Registration Certificate N N Y
Drug License N N Y
License/ Certificate to Sell/ Stock/ Exhibit for Sale or Distribute Insecticide/Pesticide  N N Y
Latest One month Bank Statement/Passbook from scheduled commercial bank with account opening cheque/Cancelled cheque N N Y