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Eligibility
| Parameter | Variant | ||||||||||
| Wealth Creation | Assured Income | Second Income | |||||||||
| Age at Entry (in years) |
PPT | 5&6 | Others | PPT | ALL | PPT | 5 & 6 | Others | |||
| Minimum | 0 | Minimum | 1 | Minimum | 0 | ||||||
| Maximum | 20 SA Multiple | 50 | 55 | Maximum | SA Option 1 | 60 | Maximum | Option 1 | 50 | 60 | |
| Option 2 | 60 | 60 | |||||||||
| 15 SA Multiple |
55 | 60 | SA Option 2 | Option 3 | 50 | 50 | |||||
| Other SA Multiple |
60 | 60 | |||||||||
| Age at maturity (in years) | Minimum: 18 Maximum: 75 |
Minimum: 18 Maximum: 77 |
Minimum: 20 Maximum: 99 |
||||||||
| Minimum* & Maximum Premium (in Rs.) | Minimum: 12,000 Maximum: No limit as per BAUP^ | Minimum: 18,000 Maximum: No limit as per BAUP^ |
|||||||||
| Premium Payment Frequency | Yearly, Half yearly, Quarterly and Monthly Half yearly, Quarterly and Monthly premium frequencies are only allowed under auto-debit process as allowed by RBI to financial institutions. |
||||||||||
^Board Approved Underwriting Policy
*The Minimum premium for other premium payment frequencies will be computed as per modal factors.
All ages mentioned above are age as on last birthday. Risk cover will commence immediately on the date of commencement of risk of the policy. For female lives, the age set-back of 3 years will be applicable for calculation of SA Multiple/ Base Income/ Guaranteed1 Maturity Benefit, as applicable in the plan variant.



