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Honda Activa EMI Calculator
Don’t worry about your daily commute anymore!
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Two-Wheeler Loan EMI Calculator
Your EMI will be
₹5,072/month*
Total Interest Payable
₹43,435
Total Amount Payable
₹2,43,435
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*Two-Wheeler Loan EMI Calculator is only for illustration purposes. For actual calculations refer to your Repayment Schedule & Loan Agreement.*T&C Apply
Planning to buy a Honda Activa and want to know your monthly instalments in advance? The IDFC FIRST Bank Honda Activa EMI calculator helps you estimate your EMIs instantly, based on loan amount, interest rate, and tenure. With this smart and easy-to-use tool, you can plan your finances better, choose the most affordable repayment option, and make your dream of owning a Honda Activa a reality. With quick and accurate results, the tool ensures complete clarity before you apply.
How to use the Activa EMI calculator?
The Activa EMI calculator from IDFC FIRST Bank is convenient to use! Follow the quick and simple steps to use the Active EMI calculator tool:
1. You just need to fill in the on-road price of the Activa scooter
2. Enter the amount of down payment you can afford by adjusting the slider from left to right
3. Enter the tenure of the loan by moving the slider
4. Fill in the interest rate applicable
The calculator will immediately display to you the approximate EMI you have to pay every month. This will enable you to plan your finances better and select the perfect blend of down payment and tenure which suits your needs best.
Understanding the down payment for an Activa
When you purchase a Honda Activa on a two-wheeler loan, the down payment is the amount that you pay upfront, and the remaining amount is covered by the bank. You can avail up to 95% of the on-road price of the scooter with IDFC FIRST Bank’s two-wheeler loan, which leaves you with a minimal down payment to pay. This way, you can take home your Honda Activa without worrying about spending the entire purchase price at once.
Example of downpayment & EMI for an Activa
Suppose the on-road price of a Honda Activa is ₹90,000. If you pay a down payment of ₹10,000, IDFC FIRST Bank can lend you the balance ₹80,000. With an interest rate as low as 18.99%* (for a commuter bike) and a term of 36 months, your EMI will be around ₹2,932 a month. Your EMI can differ depending on the two-wheeler loan amount, term, and interest rate charged at the time of sanction. Here is the table summarising the two-wheeler loan details.
| Scooter | Price (On-Road) | Down Payment | EMI (36 months) | Total Interest | Total Payment |
| Honda Activa | ₹90,000 | ₹10,000 | ₹2,932 | ₹25,552 (approx.) | ₹105,552 (approx.) |
Key features & specifications of an Activa
The Honda Activa is among India's most reliable scooters with excellent performance, high reliability, and low maintenance expenses. Its important features are:
Refined 109.51 cc engine with fuel injection technology.
Good mileage and silky-smooth ride quality.
Improved comfort with better suspension and seat design.
Sleek body with LED headlamp and digital-analogue console.
Firm resale value and extensive service network.
These aspects make the Activa an ideal option for daily usage as well as long-term possession.
Two-wheeler loan from IDFC FIRST Bank to buy an Activa
At IDFC FIRST Bank, it is easy and convenient to obtain a loan for your Honda Activa. Here's why it's the best choice:
• The Activa two-wheeler loan from IDFC FIRST Bank has competitive rates of bike loan interest beginning with 18.99%*, which may differ with respect to the vehicle variant.
• Borrowers can opt for flexible tenures, and repayment tenure can be between 6 and 60 months.
• IDFC FIRST Bank provides a maximum loan-to-value ratio with funding up to 95% of the on-road price of the scooter.
• The lending process is swift and seamless, backed by a wholly digital platform with an instant check on eligibility.
• Guarantor is not required for applicants above the age of 21 years, and hence the loan application is convenient and hassle-free. Individuals between 18-21 years of age require a co-applicant.
• Customers can easily apply online or at any of IDFC FIRST Bank's partner dealerships.
Whether it is your first time buying a scooter or you are looking to upgrade to a new one, IDFC FIRST Bank makes borrowing a hassle-free, transparent, and pocket-friendly experience.
Popular Two-Wheeler Loan FAQs
What part of the Activa's price can be financed by IDFC FIRST Bank?
IDFC FIRST Bank finances a maximum of 95% of the on-road price of the Honda Activa, so you can have your scooter with a modest down payment.
What is the repayment tenure for Activa EMI with IDFC FIRST Bank?
You have a choice of flexible repayment tenures from 6 months to 60 months, based on your preference. Choose a tenure that suits your financial planning and repayment terms.
Do I require a guarantor to take an Activa loan from IDFC FIRST Bank?
Applicants between the ages of 18 to 21 years need a co-applicant to apply for a Honda Activa two-wheeler loan from IDFC FIRST Bank. Individuals above 21 years of age can apply without a co-applicant.
Can I apply for an Activa loan online?
Yes, you can easily apply online from the IDFC FIRST Bank website or mobile app, or at a partner dealership to fill up the application.
What documents are needed to apply for an Activa two-wheeler loan?
You must provide a recent passport-size photo, valid ID/address proof (e.g., Aadhaar, passport, driving license, or voter ID), and a duly filled loan application form.
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