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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Enjoy Zero Charges on All Commonly Used Savings Account Services
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Explore Personal
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
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Easy payments
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Unique offers
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Insurance coverage
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Set limits
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Waiver on fuel surcharge
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Easy payments
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Unique offers
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Insurance coverage
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Set limits
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Waiver on fuel surcharge
Exclusive Cashback Card Offers
Spend Rs. 1000 on the first transaction with your IDFC FIRST Bank Visa Platinum Debit Card and get 10% cashback, up to a maximum of Rs.250. Learn more about the benefits of our unique cashback card.Read More
Click here to view the detailed terms and conditions. Read Less
IDFC FIRST Bank Debit Card Offers
Avail from a range of tempting offers which you receive with your IDFC FIRST Bank Visa Platinum Debit Card. Take a look at all the deals available on:
- Travel
- Health
- Shopping
- Education
Amazing Visa Offers
Choose from amazing discounts on select stores offered exclusively by Visa for IDFC FIRST Bank. Also, there are special hotel visa offers available for you. Explore all the offers in the link below:
Insurance Coverage on Platinum Debit Card
Get the best of health and financial security with ease! IDFC FIRST Bank offers free insurance on debit card and no liability for unauthorised spends on your card.
Insurance on debit card
What are the types of insurance benefits available?
Every IDFC FIRST Bank Visa Platinum Debit Card holder gets –
· Lost Card Liability
· Personal Accident Insurance
· Air Accident Insurance
· Purchase Protection
What are the benefits of Lost Card Liability?
With IDFC FIRST Bank Platinum Debit Card you have no liability for unauthorized transactions on Debit Cards on receipt of notification from the card holder. Here are the limits applicable:
Card Variant |
Personal Accident Insurance |
Air Accident Insurance |
Purchase Protection |
Lost Card Liability |
Visa Platinum Debit Card |
Rs. 15,00,000 |
Rs. 25,00,000 |
Rs. 50,000 |
Rs. 2,00,000 |
What are the Visa platinum debit card benefits for Personal Card Insurance?
At IDFC FIRST Bank we offer free insurance cover on debit card (death or permanent disability). To claim your insurance cover on debit card, customers need to meet the below eligibility criteria, effective since 1st May’19.
Account & Card Type |
Eligibility Criteria |
All Savings Accounts with Visa Platinum Debit Card
|
Minimum 1 POS* transaction in each month, for previous 3 calendar months, immediately preceding the month of incident & value of each such transaction to be >= Rs. 500 in each of the 3 months.
Example: If the actual loss (Death / Permanent Total Disability of cardholder) is in the month of April, then there should be at least 1 POS transaction in each of the previous months of Jan, Feb & Mar and the value of each POS transaction in each of the 3 months has to be >/= Rs. 500. |
Corporate Salary Accounts with Visa Platinum Debit Card |
*POS includes retail point of sale transaction and excludes online transactions using debit card.
What are the Visa platinum debit card benefits for Air Accident Insurance?
Get free Air Accident Insurance cover with the IDFC FIRST Bank Visa Platinum Debit Card. To redeem the Air Accident Insurance cover on debit card, customers need to meet the above mentioned eligibility, effective 1st May'19. Following terms & conditions will be applicable:
i. In case customer holds multiple debit cards, claim will be extended on the highest eligible debit card (claim on any one debit card held by customer, subject to criteria being met)
ii. In case customer has multiple accounts with the bank linked to single debit card, the eligibility criteria need to be met on any 1 of the accounts held by the customer and not for a group/set of accounts
What are the features of Purchase Protection?
In case of fire/theft/burglary, the IDFC FIRST Bank Visa Platinum Debit Card offers purchase protection for up to 90 days from the date of purchase for transactions carried out at merchant outlets/online using the card.
What are the terms and conditions I need to know?
· Gross negligence is not covered
· Breach of law is not covered
· Claim should be reported by cardholder / Bank to IL within 30 days from the date of receipt of statement where in the disputed transaction is reflected
· Claim documents to be sent within 30 days from the date of blocking
· Reporting Period - 7 days pre-reporting to the Bank and 7 days post-reporting Cover
· IDFC FIRST Bank only handholds the customer through the insurance claim process. The decision to approve/reject a claim lies completely with the insurer. The terms and conditions of insurance policies attached to your IDFC FIRST Bank debit card are subject to change without prior notice.
Do go through Terms, Conditions & Exclusions mentioned here
Set Limits
Keep a tab of daily transactions on the IDFC FIRST Bank Debit Card issued to a Minor’s Savings Account. Mark a limit so the spends don’t exceed.
Setup limits easily
What are the different limit options I can set for my platinum debit card?
With the IDFC Visa Platinum Debit Card, you get to set limits for cash withdrawal as well as purchase. Depending on your platinum debit card variant, you have maximum limit set.
Refer to the below table for more details.
|
Daily ATM Withdrawals |
Daily Purchases |
||
Card Variant |
Domestic |
International |
Domestic |
International |
Visa Platinum |
Rs. 50,000 |
Rs. 50,000 |
Rs. 1,50,000 |
Rs. 50,000 |
To set a limit for your IDFC FIRST Bank Debit Card, just log on to www.idfcfirst.bank.in
What are the steps to set up the limit for my IDFC Visa Platinum Debit Card?
We have collated an easy guide for your reference. You can download the guide from here
Are there any limit options for a platinum debit card issued to a Minor savings’ account?
Yes! The special limits you can apply to a Visa platinum debit card issued to Minor Savings Account are:
· Maximum daily cash withdrawal limit at ATM - Rs. 10,000
· Maximum daily purchase limit at ATM - Rs. 10,000
By default, only domestic limits will be enabled for platinum debit cards issued to minors. For such Visa platinum debit cards, customers can set their own limits by logging on to https://www.idfcfirst.bank.in.
Dining Offer on IDFC FIRST Bank
Splurge on your dining experiences with our exclusive deals and discounts. Take advantage of our exciting offers planned just for you. Look up for all the offers in the link below, Please click here
Fuel Surcharge on Debit Card
With IDFC FIRST Bank you can avail fuel surcharge on debit card. Cancel your 2.5% fuel surcharge fee at petrol pumps. This waiver benefit is valid across all fuel pumps across India.
