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Get more from your Reward Points with

FIRST Rewards Gallery

Experience Now

Don’t have a card? Apply now

Experience Now

Don’t have a card? Apply now

Discover more ways to unlock bigger rewards

Here are just some of the ways you get rewarded with FIRST Rewards Gallery.

international &
Domestic flights

Why You’ll Love It

Earn Bonus Reward Points

up to 30% on hotels and 13% on flights on top of base rewards

Redeem up to 100% of your points

for gift vouchers from 150+ leading brands

Get the best value for your points

with redemption rates of up to ₹1 per Reward Point, based on your card variant.

Planning a getaway? Enjoy up to 40% value back on travel

Save more every time you travel when you book through
FIRST Rewards Gallery.

Know more

Earn up to 30% extra Reward Points with metal credit cards

₹0.40

Value of 1 Reward Point on Flights/Hotels

+10%

Extra Reward Points on Flights

+20%

Extra Reward Points on Hotels

Apply now

Getting started is easy

Step 1

Log in to the app and tap on FIRST Rewards Gallery

Step 2

Choose from flights, hotels, gift cards, and shopping

Step 3

Earn Bonus Reward Points or redeem at the best value

Commonly asked questions

What is FIRST Rewards Gallery?

FIRST Rewards Gallery is IDFC FIRST Bank’s loyalty platform where you can earn and redeem points with your IDFC FIRST Debit and Credit Cards. It offers a host options to earn and redeem points on, including travel, merchandise, and gift cards.

Note: FIRST Rewards Gallery is powered by Customer Capital and displays the products and offers extended by third-party merchants. IDFC FIRST Bank is not responsible for their products and services.

What can I do with FIRST Rewards Gallery?

You can book your travel, shop gift vouchers and merchandise from popular brands using your IDFC FIRST Debit or Credit Card or by redeeming the Reward Points you’ve accumulated on them.

Please note that Bonus Reward Points and discounts available on merchandise and gift cards are separate promotional benefits and are not part of the standard benefits associated with your IDFC FIRST Bank Credit or Debit card. These offers may be modified or withdrawn at any time without prior notice.

How do I earn Reward Points?

You can earn Reward Points by spending with your IDFC FIRST Debit or Credit Card on eligible purchases. On FIRST Rewards Gallery, you can earn Bonus Reward Points over and above any base rewards applicable to your credit or debit card.

The amount of Bonus Reward Points you earn depends on the type of card you have and the rewards structure for that card.

Please note, you do not earn Bonus Reward Points when:

Reward Points are redeemed.

You purchase gift cards with Ashva, Mayura, Gaj:, or FIRST Private Credit Cards.

How many Bonus Reward Points do I earn on flight and hotel bookings?

The amount of Bonus Reward Points depends on the card you have. Here’s the reward structure on flight and hotel bookings across different cards on FIRST Rewards Gallery:

Card Variant	Flights	Hotels
IDFC FIRST Debit Cards	-	20 Bonus Reward Points /₹100
FIRST Classic Credit Card	20 Bonus Reward Points /₹200	40 Bonus Reward Points /₹200
FIRST Select Credit Card
FIRST Millennia Credit Card
FIRST Wealth Credit Card
FIRST WOW! Credit Card	10 Bonus Reward Points /₹200	20 Bonus Reward Points /₹200
LIC FIRST Classic Credit Card	10 Bonus Reward Points /₹125	25 Bonus Reward Points /₹125
LIC FIRST Select Credit Card	10 Bonus Reward Points /₹125	25 Bonus Reward Points /₹125
FIRST Power/FIRST Power+ Credit Card	20 Bonus Reward Points / ₹150	40 Bonus Reward Points /₹150
FIRST SWYP Credit Card	12 Bonus Reward Points /₹200	25 Bonus Reward Points /₹200
Business Credit Card	15 Bonus Reward Points /₹100	25 Bonus Reward Points /₹100
Business Max Credit Card	20 Bonus Reward Points /₹200	40 Bonus Reward Points /₹200
Business Multiplier Credit Card	35 Bonus Reward Points /₹200	60 Bonus Reward Points /₹200
Diamond Reserve Credit Card	15 Bonus Reward Points /₹150	30 Bonus Reward Points / ₹150
Ashva Credit Card	15 Bonus Reward Points /₹150	30 Bonus Reward Points /₹150
FIRST WOW! Black Credit Card	15 Bonus Reward Points /₹150	25 Bonus Reward Points /₹150
Mayura Credit Card	15 Bonus Reward Points /₹150	30 Bonus Reward Points /₹150
Gaj: Credit Card	20 Bonus Reward Points /₹150	45 Bonus Reward Points/₹150
FIRST Private Credit Card	20 Bonus Reward Points /₹150	50 Bonus Reward Points /₹150
Hello Cashback Credit Card	1% cashback	1% cashback
FIRST Earn Credit Card	2% cashback	5% cashback

What can I redeem my Reward Points for?

Points can be redeemed for gift cards, merchandise, flight tickets, and hotel bookings through FIRST Rewards Gallery.

What is the redemption value of Reward Points?

Reward points on IDFC FIRST Bank Debit and Credit Cards can generally be redeemed at ₹0.25 per point. On FIRST Rewards Gallery, redemption values may vary across products, depending on your card variant.

What is the redemption value of Reward Points for flights and hotels booked on FIRST Rewards Gallery?

The value of your Reward Points for flights and hotels booked on FIRST Rewards Gallery depends on your card variant. Refer to the table below to know the redemption value of Reward Points on your card:

Card Variant	Value per point
IDFC FIRST Debit Cards	₹0.25
FIRST Classic Credit Card	₹0.25
FIRST Select Credit Card
FIRST Millennia Credit Card
FIRST Wealth Credit Card
FIRST WOW! Credit Card
LIC FIRST Classic Credit Card
LIC FIRST Select Credit Card
FIRST Power/FIRST Power+ Credit Card
FIRST SWYP Credit Card
Business Credit Card
Business Max Credit Card
Business Multiplier Credit Card
Diamond Reserve Credit Card
Ashva Credit Card	₹0.40
FIRST WOW! Black Credit Card	₹0.50
Mayura Credit Card	₹0.50
Gaj: Credit Card	₹1
FIRST Private Credit Card	₹1

What are the benefits of FIRST Rewards Gallery?

FIRST Rewards Gallery helps you get more value from your everyday spending with IDFC FIRST Bank Debit and Credit Cards. With FIRST Rewards Gallery, you can:

Redeem the Reward Points you’ve earned for travel, merchandise, and gift cards.

Earn Bonus Reward Points on full card payments, over and above your card's base rewards.

Enjoy better value for your points, exclusive offers, and attractive discounts across a wide range of products and services.

How much I can pay with Reward Points through FIRST Rewards Gallery?

When booking flights, hotels, or purchasing merchandise through FIRST Rewards Gallery, you can use Reward Points to pay for up to 70% of the transaction value. For gift vouchers, you can use Reward Points to cover up to 100% of the transaction value.

How can I access FIRST Rewards Gallery?

Log into the IDFC FIRST Mobile Banking App to access FIRST Rewards Gallery in any of the following ways:

a. Click on FIRST Rewards Gallery on the main screen
b. Click on either Flights, Hotels, Shop, Gift Cards, or Deals under the Rewards, offers & Deals section

Can I access FIRST Rewards Gallery on Desktop?

FIRST Rewards Gallery is only available on the IDFC FIRST Mobile Banking App. If you don’t already have it installed, click here to download it.

Can I redeem points partially for a booking?

Yes, you can use points to pay up to 70% of the purchase value, subject to your available Reward Point balance.

Are taxes and fees included in reward point redemption?

There is a redemption fee of ₹99 + GST applicable each time you redeem your Reward Points.

Where can I find help regarding travel or shopping on FIRST Rewards Gallery?

For travel queries, please contact: +91-9152905290 or email care@tripstacc.com

For shopping queries, please contact: +91-9152905290 or email care@shopstacc.com

View all FAQs

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