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Business Account Fees and Charges

Details

Description of Charge/ Feature	Standard Charges	Silver Plus Current Account	Gold Current Account	Platinum Current Account
Average Monthly Balance Requirement	-	₹25,000	₹50,000	₹2,00,000
Charges for Non-maintenance of required balance	-	₹1000	₹1000 + Std charges applicable	AMB: 50K- 2 Lakh - Rs. 1000; AMB: < 50K - ₹1000 + Std charges applicable
Cash Deposit Free Limit	-	10 times Current month AMB (Max - ₹50 Lacs p.m.)	12 times Current month AMB	15 times Current month AMB
Cash Deposit Charges beyond Free limit	₹3 per ₹1000 Min.50	Std Charge	Std Charge	Std Charge
Cash Withdrawal	-	FREE	FREE	FREE
Cheque Book Issuance	Free upto 25 cheque leaves p.m. thereafter ₹2 per leaf	Free upto 100 cheque leaves on maintenance of AMB, otherwise std charges	FREE	FREE
Cheque Return charges	Issued: Up to 2nd: ₹500 per chq 3rd onwards: ₹750 per chq Deposited: ₹200 per chq	Std Charge	FREE	FREE
ECS/ NACH Return	Upto 3 returns : ₹350 per instance 4th return onward : ₹750 per instance	Std Charge	FREE	FREE

Debit Card & ATM Charges

Description of Charge/ Feature	Standard Charges	Silver Plus Current Account	Gold Current Account	Platinum Current Account
Debit Card Type	-	VISA Platinum	VISA Platinum	VISA Signature
Debit Card Issuance	-	FREE	FREE (Opt for VISA Signature at ₹500)	FREE (Opt for VISA Platinum for FREE)
Debit Card Annual	-	FREE	VISA Platinum: FREE VISA Signature: ₹500	VISA Signature: FREE VISA Platinum: FREE
Debit Card Replacement	₹200	Std Charge	FREE	FREE
No. of ATM transactions - Own Network	-	FREE	FREE	FREE
No. of ATM transactions - Other Bank Network	5 transactions free p.m. thereafter Financial : ₹20 per txn Non Financial : ₹8 per txn	Std Charge	FREE	FREE
International ATM / POS transaction	Cash withdrawal : ₹125 Balance enquiry: ₹25	Std Charge	FREE	FREE
International Transaction Mark-up	Cross Currency Markup : 3.5%	Std Charge	FREE	FREE
Decline Charge for Insufficient balance at ATM	₹25 per txn	Std Charge	FREE	FREE
PIN Generation (Physical)	₹40	Std Charge	FREE	FREE

Payment Services

Description of Charge/ Feature	Standard Charges	Silver Plus Current Account	Gold Current Account	Platinum Current Account
RTGS - Outward	-	FREE	FREE	FREE
NEFT - Outward	-	FREE	FREE	FREE
IMPS - Outward	0-1000: ₹3.5 per txn 1001-1L : ₹5 per txn > 1L: ₹15 per txn	Std Charge	FREE	FREE
DD Issuance	₹100 per issuance	Std Charge	FREE	FREE
DD- Cancellations/ revalidation	₹50 per instance	Std Charge	FREE	FREE
Stop payment charges	Per Instrument : ₹100, Per Series: ₹200	Std Charge	FREE	FREE

        Download Schedule of Charges here
        • Platinum Current Account
        • Gold Current Account
        • Silver Plus Current Account
        • Silver Plus Gold and Platinum Current Account
• Agri Multiplier Account
        • Merchant Multiplier Account
• Titanium, Palladium, Quantum Accounts' SOC
        • World Business Account Platinum & Gold
        • First Startup Current Account
• TASC Savings Account – Self-Help Group
• Dynamic Business Account
        • RERA accounts
• IDFC FIRST Enterprise Account
• Dynamic TASC Current Account & Savings Account (w.e.f. 1^st September 2024)
        • Dynamic TASC Current Account & Savings Account (Applicable till 31^st August’24)
• Current Account- 10k, 25k, 50k, 100k (Discontinued)
• Freedom Current Account , Customisable Current Account & World Business Account (Discontinued)
• Dynamic Plus TASC Current Account & Savings Account (Discontinued)
• Regular Business Account- 10K/Dynamic 10K Merchant Account (Discontinued)
• Regular Business Account 1 Lakh (Discontinued)
        • New Business Account (Discontinued)
• World Business Account- 25k, 50k, 1 lakh (Discontinued)
• Freedom World Business Account (Discontinued)
• TASC 10K Account (Discontinued)
• Silver Current Account (Discontinued)
• Trade Charges - World Business Account -25K, 50K, 100K, Freedom WBA (Discontinued)
• FIRST Booster & Advantage Account (w.e.f. 23^rd Dec 2025) - Discontinued

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