• Text size:

    S M L
  • Letter spacing:

You gain a dedicated partner committed to helping you reach your full potential and achieve new heights

Know More
bulk-payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

Know More

Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

Know More
Image

WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Image

Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Image

Help Center

Right Arrow

Support topics, FAQs and more

Image

Download our app

Get instant help for all your queries in one place

Explore Personal
Explore Credit Cards
Image

WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Image

Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Image

Help Center

Right Arrow

Support topics, FAQs and more

Image

Download our app

Get instant help for all your queries in one place

Download now!

Professional Loan Interest Rates

Are you a doctor, chartered accountant, architect, or someone from a similar field looking for a loan to scale your profession? You can opt for IDFC FIRST Bank professional loans and quickly meet your financial requirements. We offer affordable professional loan interest rates and a convenient application process to streamline your professional journey.

Using IDFC FIRST Bank loans for professionals, you can expand your business premises, purchase equipment, and fund your expenses. Make the most of our flexible eligibility criteria, quick application process, and attractive professional loan interest rates.Read More

Read Less

Factors that Affect Professional Loan Interest Rates

Credit Score

  • A high credit score indicates a strong credit history and makes you a more reliable borrower to lenders.
  • Factors that determine your credit score include your payment history, credit utilization, length of credit history, and types of credit.

Income

  • A higher income generally translates to a lower risk to the lender, which can lead to more favourable loan terms.
  • A stable income source demonstrates your ability to repay the loan.

Relationship with the Bank

  • Having a long-standing relationship with the bank can demonstrate your commitment and trustworthiness.
  • Holding multiple accounts with the bank (e.g., Checking, Savings, Investment) can strengthen your chances of securing favourable loan terms

Repayment History

  • A clean repayment history on previous loans shows lenders that you are a reliable borrower.
  • Consistent and timely payments can improve your credit score and make you more attractive to lenders.

Features and Benefits

Discover Our Products