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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Enjoy Zero Charges on All Commonly Used Savings Account Services
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Explore Personal
- Accounts
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Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
No credit history and income proof required
Earn 6.3% interest on FD & 4X Reward Points on Credit Card spends
Reward Points as good as cash
Terms and conditions
- I hereby apply for IDFC FIRST Bank Credit Card(s) and accept that IDFC FIRST Bank is entitled in its absolute discretion to accept or reject this application. I hereby give my consent to the Bank to provide me a different card, in case I am not eligible for the product applied for. I am aware that the Bank reserves the right not to return the supporting documents given by me along with the application.
- I confirm that I have read, understood, and agree to the MITC (Most Important Terms & Conditions, including Schedule of Charges), Key Fact Statements as well as the Cardmember Agreement, and I am aware they are available for reference on the IDFC FIRST Bank website.
- The finance (interest) rates applicable to a Cardholder depend on internal policy parameters of the Bank. These are final and binding, and subject to change at Bank’s discretion.
- I confirm that I have no insolvency proceedings pending against me nor have I ever been adjudicated insolvent.
- I authorise IDFC FIRST Bank and/or its associates to verify any information or otherwise at my office/residence or to contact me/ credit bureau/RBI or any other source to obtain or provide any information that may be required for confirming credit card application or maintaining my account in good credit standing.
- I hereby give my consent to IDFC FIRST Bank Limited for obtaining/authenticating/verifying my KYC details from CERSAI CKYC portal/ Aadhaar eKYC/ National Securities Depository Limited (NSDL)/ Any other service provider/ organisation as deemed fit by IDFC FIRST Bank Limited and permitted by Reserve Bank of India. I understand that as per directions of Government of India my KYC information will be updated by the bank in Central KYC Registry.
- The cardmember undertakes and declares that if at any time it is discovered that there are any amounts due to the Bank against any credit facility, then the Bank shall have the absolute right to hold the No Objection Certificate (NOC) against any/all such facilities, without any prior notice.
- I authorise IDFC FIRST Bank to disclose, from time to time, relevant information relating to my personal details (name, phone number, e-mail ID, address, age, date of birth and other such information), Credit Card(s) details (including any default in payments) to credit bureaus, regulator/s, government and investigation authorities, authorised financial institutions, any parent/subsidiary, Tax authorities, affiliate and associate of IDFC FIRST Bank, and to third parties engaged by IDFC FIRST Bank, for purposes such as marketing of services, fulfillment of card offers/benefits, proper operation of Credit Card accounts and other administrative services. I hereby consent and authorize IDFC FIRST Bank and/or its affiliates and associates and/or third parties engaged by IDFC FIRST Bank to send me information through WhatsApp/SMS/email alerts/post/any other way deemed fit by the Bank or/call me on my registered mobile number for the purposes of operation of the card, send Welcome Kit/monthly statements/marketing information and offers on the card and offering of various products and services of IDFC FIRST Bank through agent(s) and/or any third party(ies) or any of the product(s) of its group companies, subsidiaries, affiliates, co-brand partners.
- I hereby declare that the details furnished in the application are true and correct to the best of my knowledge and belief and I undertake to inform IDFC FIRST Bank of any changes therein, immediately. In case any of the information is found to be false or untrue or misleading or misrepresenting, I am aware that I shall be held liable for it.
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More reasons
to love our
Credit Card
-
6x rewards on online transactions -
25% off on tickets once a month upto ₹100 -
Dining offers upto 20% across 1500 restaurants -
₹500 vouchers from Amazon/Ola/ Swiggy on spending 15K in first 3 months -
Earn cashback on EMI: 5% cashback up to ₹500 within 90 days -
Get yourself covered: Personal Accident cover of 2 Lakhs -
More offers: 50+ in-app discounts
Already a FIRST WOW! Credit Card holder?
Simply take a 3-step online journey to increase your FIRST WOW! Credit Card limit instantly.
Already a FIRST WOW! Credit Card holder?
Simply take a 3-step online journey to increase your FIRST WOW! Credit Card limit instantly.
View the WOW! benefits for
FIRST WOW! Credit Card for First Jobber
As a first jobber, financial independence is key, and managing your finances smartly is crucial. The FIRST WOW! Credit Card helps you do just that, without the hassle of showing income proof or credit history.
With no Forex conversion fees and a 1% fuel surcharge waiver, the FIRST WOW! Credit Card is an essential financial tool for first jobbers looking to maximize savings and benefits.
Enjoy the perks of WOW life now!
*1X = 1 Reward Point per ₹200 spent | 1 Reward point = ₹0.25 | Rewards program not applicable on Fuel, EMI transactions & Cash withdrawals.
Insurance premium payments, FASTag recharge, Railway spends and Utility bill payments will earn 1x reward points.
Cash advance fee of ₹199 is applicable per transaction.
Your FIRST WOW! Credit Card, now powered for UPI
- New digital card instantly issued
- Linked to your existing credit card with shared limit
- Joining fee of ₹199 + GST and Annual fee (2nd year onwards) of ₹199 + GST
- Limited Period Offer: 100% cashback up to ₹200, i.e. ₹50 each on first 4 UPI transactions
- Up to 3X reward points on all UPI spends
Get your FIRST WOW! Credit Card in just 3 steps!
IDFC FIRST Bank offers a completely online and paperless mode to apply for the FIRST WOW! Credit Card
-
Register and verify your details
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Choose and fund your Fixed Deposit
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Complete your KYC
Proof of identity required
- Aadhaar Card
- PAN card
Eligibility
Age 18 years or above
Indian citizen, with a current and permanent residential address
Have a fixed deposit with IDFC FIRST Bank with minimum amount of ₹20,000
Exclusive offers from your favourite brands
Avail awesome deals & discounts across the wide range of popular brands we’ve partnered with
Offer Details
Flat Rs 100 Off | Min purchase: Rs. 699 | Max discount: Rs. 100| Valid Once per month Valid on every Thursday
How to claim this offer?
- Visit Swiggy Instamart app/website
- Select items of your choice and add them to the cart
- Apply coupon code on the payment page
- Click on “Make Payment”
- Pay using IDFC FIRST Bank Card to avail discount
Offer Details
15% off up to Rs. 125 / Flat Rs. 50 off on non-Participating Restaurants | Min purchase: Rs. 499
Valid on every Saturday & Sunday
How to claim this offer?
- Visit Zomato app/website
- Select items of your choice and add them to the cart
- Apply IDFCFEAST coupon code on the payment page
- Click on “Make Payment”
- Pay using IDFC FIRST Bank Credit Card to avail discount
Offer Details
Get Flat 150 off on 700 | Once per user | Per month
How to claim this offer?
- Visit Domino’s app/Mobile website
- Select items of your choice and place your order in the cart
- Apply DOMIDFC150 coupon code on the payment page
- Click on “Make Payment”
- Pay using IDFC FIRST Bank Credit Card to avail discount
Offer Details
Cuisines: Pizza, Fast Food & Beverages. Offer detail: 15% off on food bill*Not Valid on Buffet & Alcoholic Beverages. Locations: Bangalore, Hyderabad & Secunderabad.
Offer Details
Cuisines: Chinese, Thai, Asian & Beverages & Finger Food. Offer detail: 15% off on Food & Soft Beverages in M Café by Marriot *Not Valid on Buffet & Alcoholic Beverages. Locations: Bangalore.
Offer Details
Cuisines: Desserts & Beverages. Offer detail: 15% off on food bill*Not Valid on Buffet & Alcoholic Beverages. Locations: Multiple locations.
Offer Details
Cuisines: Seafood, North Indian, Chinese, Mangalorean, Kerala, South Indian, Desserts & Beverages. Offer detail: 15% off on food bill*Not Valid on Buffet & Alcoholic Beverages. Locations: Mumbai.
Offer Details
Cuisines: North Indian, Continental, Seafood & Asian. Offer detail: 15% off on food bill*Not Valid on Buffet & Alcoholic Beverages. Locations: Pune.
Get 10% Cashback up to Rs 3000 Valid till 31st March 2023
Valid till 31st March 2023
How to claim this offer?
- Shop for an Oppo phone at authorized stores. Please click here to see the list of authorized stores.
- Request the staff at billing counter to apply applicable EMI offer on IDFC FIRST Bank Credit Cards
- Use IDFC FIRST Bank credit card as mode of payment to avail of the benefit
Increase Your FIRST WOW! Credit Card Limit for Salaried Individuals in 3 Steps
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Enter your Registered mobile number & Date of birth
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Enter account details and initiate payment
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On successful payment FD is created
FAQs on FIRST WOW! Credit Card for Salaried Person
What makes the FIRST WOW! Credit Card a good choice for someone who has just started their career?
Yes, since FIRST WOW! credit card is designed for the financial requirements of people who have just started working, you can opt for it even before you get your first salary. However, you would need to back it with a fixed deposit.
Are there any spend-based rewards on the FIRST WOW! Credit Card that would benefit a first jobber?
The card’s features like 4x reward points(as good as cash), accumulating interest on your FD and 100% ATM withdrawal limit are really helpful to put you out of a tight spot when it comes to managing your spends for your starting job
Is there any joining fee for credit cards for first-jobbers in India?
FIRST WOW! Credit Card designed for first-jobber, does not charge any joining or annual membership fees.
Is there an add-on card available for the FIRST WOW! Credit Card?
Since the FIRST WOW! Credit Card is an FD-backed, the add-on card facility isn’t available. However, you can easily apply for your own FIRST WOW! card here. It’s an assured card for everyone!
How can I activate my FIRST WOW! Credit Card?
You can activate your credit card by logging into your online bank account and selecting generate PIN option. However, if it’s blocked or deactivated, you may call the IDFC FIRST Bank customer support to re-activate it
How do I check the balance on my credit card?
You can check your credit card balances on the IDFC FIRST Bank mobile app or net banking.
What is the maximum credit limit to avail of a credit card for first-jobber?
The credit limit of FIRST WOW! Credit Card for first-jobber depends on the amount you secure in your fixed deposit. FIRST WOW! Credit Card from IDFC FIRST Bank offers a minimum credit limit of 100% of your FD value and can go upto 200% of your FD value.
How can I increase the credit limit on my existing FIRST WOW! Credit Card?
To increase your credit limit, you need to create a new FD equal to the credit limit you want to increase on your FIRST WOW! Credit Card. Once your new FD is created your credit limit is increased. Check now.
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