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Help CenterSupport topics, Contact us, FAQs, Complaints and more
Help Center
Support topics, Contact us, FAQs, Complaints and more
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Loan Against Property Loan Related Customer Care FAQs
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Categories > Loan Related
What is the minimum and maximum loan tenure available?
Being one of the leading banks in the loan against property segment, we are currently offering our customers a loan tenure from a minimum of 12 months up to a maximum of 300 months.
What is the minimum and maximum loan amount available against the property?
Our Property Loan allows customers to apply for a minimum of ₹10 lakhs up to a maximum of ₹15 crores for their business, depending on the program they’ve selected.
What are the interest rates applicable for taking a LAP?
Visit https://www.idfcfirst.bank.in/personal-banking/loans/loan-against-property/lap-interest-rate to view the interest rates
What is the eligibility criteria for getting a LAP?
Click https://www.idfcfirst.bank.in/personal-banking/loans/loan-against-property to check the eligibility criteria for LAP.
How can I avail overdraft facility for my business basis the LAP taken?
To apply for LAP overdraft facility, you may:
- Go to https://www.idfcfirst.bank.in/personal-banking/loans/loan-against-property and click on 'Apply now'
- Give a call on the customer care number - 180010888
- Walk-in to your closest loan centre. To locate the nearest loan center, click https://www.idfcfirst.bank.in/support/asset-branch
What kind of properties are eligible for collateral?
Properties eligible as collateral for our Loan Against Property includes the following:
- Residential
- Commercial
- Industrial
- Plots
- Godowns
We also fund non-standard collaterals like education institute, hospitals, warehouses, shopping malls, multiplexes etc.
Where can I get my loan related information?
Loan related information such as EMI, loan tenure, EMI date etc. is available on mobile banking app
- Login to IDFC FIRST mobile banking app and click on Loan
- Select the loan account number
- All loan related details will be available in 'Details' tab
Alternatively, you can also use WhatsApp banking - click idfcfir.st/WAEng and type 9901
How do I check my repayment account number?
Repayment account details can be checked through mobile banking App
- Login to IDFC FIRST mobile banking app and click on Loan
- Select the loan account number
- In Details tab, you will be able to check the ECS bank name and ECS bank account number
How do I change my EMI due date?
Kindly call our customer care number 180010888 or walk in to your nearest loan center. To locate the nearest loan center, click https://www.idfcfirst.bank.in/support/asset-branch
How do I change my registered mobile number/ email ID?
Please visit your nearest Loan Center. To locate the nearest loan center, click https://www.idfcfirst.bank.in/support/asset-branch
What is the turnaround time for LAP disbursement?
The turnaround time will be 7-10 days*
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