FIRST SWYP Credit Card benefits that you simply cannot miss

Summary: With its advanced features and customer-centric approach, the FIRST SWYP Credit Card is leading the way toward the future of credit cards. Embrace this revolutionary card and unlock a world of great benefits that you can truly use.

05 Dec 2023 by Team FinFIRST

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Have you felt that your credit card rewards program isn’t giving you enough value for your money? If your answer is yes, you’re not alone. According to a recent YouGov survey, only 49% of credit card customers in the Asia Pacific region and 39% globally redeem their credit card reward programs. Most credit cards require a large amount of spending to qualify for rewards, and the rewards themselves are often not worth the effort. Thankfully, the IDFC FIRST SWYP Credit Card does not fall into this category.

The FIRST SWYP Credit Card stands out with its innovative features and exceptional benefits. With a milestone-based reward system and the option to convert credit card bills into manageable monthly installments, this card is truly paving the way for the future of credit cards.

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Milestone-based reward system

One of the standout features of the FIRST SWYP Credit Card is its milestone-based reward system. Unlike traditional credit cards that offer generic rewards, the FIRST SWYP Credit Card tailors its rewards based on your spending behaviour and milestones achieved.

With the FIRST SWYP Credit Card, you accumulate reward points at various steps along your card journey. It starts with a joining benefit of 1000 Reward Points on your first EMI conversion.

200 reward points on spending more than ₹5000
Total 500 reward points on spending more than ₹10,000
Total 1000 reward points on spending more than ₹15,000

Furthermore, for every ₹5000 you spend through UPI in a statement month, you earn 100 reward points.

That’s not all! These reward points are as good as cash and never expire. Redeem them on any online transaction and at select physical stores.

Refer your friends and family for more benefits

You also earn an exciting bundle of fee waivers, extra reward points, vouchers and other benefits by referring the FIRST SWYP Credit Card to your friends or family. This is a part of the elaborate and highly lucrative FIRST SWYP Credit Card referral program.

1 referral: Annual subscription fee is waived
2 referrals: Earn 4000 reward points
5 referrals: Get an EMI fee waiver of up to ₹1,500
7 referrals: Movie vouchers of ₹2,000
9 referrals: Cashback of ₹2,500
10 referrals: Enjoy four complimentary domestic airport lounge access

Additionally, if you are a new SWYP credit card holder, spend ₹5,000 or more within the first 30 days of card issuance, you will receive 2000 reward points worth ₹500.

Flexible EMI conversion

One of the biggest headaches for credit card holders is the burden of paying off large bills at once. Recognizing this pain point, the FIRST SWYP Credit Card introduces a game-changing feature - the option to convert credit card bills into easy monthly installments. The hassle of calculating EMI rates is now a thing of the past. With the FIRST SWYP credit card you pay a flat monthly fee on your EMI + GST and nothing else!

What sets this feature apart is the flat monthly EMI conversion fee starting at just ₹49 + GST, which makes it incredibly convenient and cost-effective. Now you can manage your expenses more efficiently and avoid the stress of hefty credit card bills.

Ridesharing, Dining, shopping, you name it, FIRST SWYP Credit Card discounts it. ️Enjoy exclusive offers at popular brands you already love. For example, you get 20% off up to ₹270 on Sugar cosmetics (on a minimum order of ₹1,250), once a month. Use this code to avail the same - IDFCSWYP.

Value-added benefits

The FIRST SWYP Credit Card gets you valuable benefits and discounts on almost every transaction. Take a look -

Car owners get a 1% fuel surcharge waiver of up to ₹200 per month
Take advantage of year-long discounts of up to 20% on your favourite apps, such as Domino’s, EaseMyTrip, Tata CliQ, SUGAR Cosmetics, and Zomato
Enjoy benefit of 2000 reward points worth ₹500 on spending ₹5000, within 30 days from card issuance
You’ll also receive 25% off up to ₹100 on booking movie tickets using Paytm
Access exclusive monthly offers, also called Everyday Extras, on popular stores such as Swiggy Instamart, MakeMyTrip, and Yatra.com.
Discount coupons worth ₹2,100* on flight & hotel bookings on EaseMyTrip:

Domestic flights

₹500 off on a minimum booking amount of ₹5,000 for one-way domestic flights
₹700 off on minimum booking amount of ₹7,000 for round trip domestic flights

Domestic hotels

₹700 off on minimum booking amount of ₹4,000
Complimentary 1-year Lenskart gold membership

* Valid for 3 months from card issuance on payment of joining fee. Use the following code to avail the same – JOFFSWYP.

Embrace the future of credit cards

The FIRST SWYP Credit Card is not just a product but a reflection of the future of credit cards. It combines cutting-edge technology with customer-centric features to enhance the overall credit card experience. With seamless mobile banking integration, smart payment features, and advanced security measures, the FIRST SWYP Credit Card sets a new standard for convenience and reliability. This forward-thinking approach ensures that cardholders are always one step ahead in an ever-changing financial landscape.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.