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Personal Loan
Life gets busy but a refreshing weekend escape can do wonders. While popular tourist spots are often overcrowded, India is home to distinct hidden gems that offer peace, culture, and beauty – all within a few hours from major cities.
But what if budget is the only thing holding you back? Here is where a travel loan can step in to help. Let us go through five offbeat weekend destinations in India and how a travel loan like IDFC FIRST Bank’s FIRSTmoney smart personal loan can make your quick escape stress-free.
Also called the ‘Mini Switzerland of India,’ Chopta is a quiet alternative to crowded hill stations. It is best for trekking, snow views and nature photography.
Nestled in Sahyadri, Bhandardara is a peaceful hill station just three hours from Mumbai. It is a perfect place for trekking, lakeside camping as well as soaking in waterfalls.
If you love music, nature, and peace, Ziro Valley offers all three. Known for its green meadows and tribal culture, it is a soulful escape from city life.
Tawang offers ancient monasteries, snow-covered peaks, and crystal-clear lakes. Ideal for cultural explorers and photographers.
The world’s largest river island, Majuli, is a unique blend of nature, art, and Assamese culture. Great for solo travellers or backpacking duos.
A travel loan from IDFC FIRST Bank is a smart, paperless option for funding your spontaneous travel dreams. Here is why it works:
• Loan amounts up to ₹15 Lakh
IDFC FIRST Bank offers a travel loan with a substantial loan amount of up to ₹15 lakh starting at an interest rate of just 9.99% p.a. Whether you are planning a weekend getaway or an extended holiday, this flexible loan can cover all your travel expenses, from flights to accommodation, and everything in between.
With IDFC FIRST Bank’s personal loan, you benefit from competitive interest rates starting as low as 9.99% per annum. This means you can fund your travel without worrying about excessively high repayments, making it more affordable and within your budget.
• 100% digital journey with just your PAN card for video KYC
Applying for a personal travel loan is completely digital and hassle-free. You only need your PAN card for the video KYC process. This paperless application process allows you to apply from anywhere, anytime, and get approval without stepping into any branch.
• No foreclosure charges
If you are able to pay off your loan early, you will not be charged any foreclosure fees. IDFC FIRST Bank provides a no-penalty foreclosure policy on its personal loan, which means you can pay off your loan at any time without incurring additional charges, giving you more flexibility in managing your finances.
• Quick disbursal within 24 hours
Once your application is approved, the loan amount is disbursed quickly – within 10 minutes. This fast turnaround allows you to make travel plans and book accommodation or flights instantly without any delays.
• Flexibility to take more loans on-demand
If you need additional funds later, you can take additional loans based on your approved loan offer without going through the entire application process again. This gives you the flexibility to fund unexpected travel expenses, allowing you to access multiple loans as needed without repeating paperwork.
Keep in mind the following eligibility criteria for IDFC FIRST Bank’s FIRSTmoney smart personal loans:
Offbeat travel does not need to be off-limits. With FIRSTmoney smart personal loan, you can plan weekend getaways quickly, comfortably, and within budget. Just a few clicks, and your next adventure is ready to go. Relax, recharge, and roam - without worrying about money.
A travel loan is a type of personal loan that helps you fund your travel expenses like tickets, hotel bookings, and more.
You can receive the loan amount in your bank account within 10 minutes with a 100% digital application.
No. You only need to show your physical PAN card during the video KYC - no document uploads required.
Yes, with FIRSTmoney personal loan there are zero foreclosure charges, so you can close your loan whenever you want without any foreclosure fees.
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.
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