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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
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Earn up to 6.50% interest on your Savings Account
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Interest rate range of contracted loans for the past quarter
| Product | Minimum ROI | Maximum ROI | Average ROI |
| Personal Loan** | 9.00 | 36.00 | 14.6 |
| Business Loans | 9.25 | 33.95 | 15.65 |
| Commercial Vehicles Loans | 8.13 | 23.99 | 13.62 |
| Construction Equipment Loans | 8.25 | 18.50 | 9.76 |
| Home Loan | 7.95 | 11.00 | 9.09 |
| Loan Against Property | 8.50 | 13.00 | 9.25 |
| Suvidha Loan Against Property | 8.75 | 16.00 | 12.75 |
| Micro Business Loans | 10.50 | 28.10 | 21.69 |
| Supply Chain Finance | 9.50 | 18.00 | 11.09 |
| New Car Loans | 8.39 | 10 | 8.49 |
| Used Car Loans | 10 | 18 | 14.33 |
| Two Wheeler Loans | 4.21 | 20.40 | 9.51 |
| Cross-Sell Personal Loan (Personal Loan to existing customers) | 11.10 | 35.50 | 26.65 |
| Consumer Durable Loan | 9.5* | 36.00 | 22.75 |
| Inventory Funding | 8.50 | 17.00 | 10.30 |
| Education Loan | 8.40 | 14.25 | 11.14 |
| Gold Loan | 9.15 | 18.0 | 11.31 |
| Digital Lending | 11.0 | 34.0 | 14.89 |
| Kisan Credit Card (KCC) | 9.0 | 14.75 | 11.38 |
| Tractor Loan | 12.0 | 20.0 | 13.67 |
| JLG Loans | 23.0 | 24.50 | 24.43 |
| Micro Enterprise Loans | 19.0 | 28.0 | 25.98 |
| Rural Two Wheeler Loans | 9.02 | 25.59 | 16.38 |
| Rural Commercial Vehicle Loans | 10.0 | 21.0 | 16.35 |
| Business Banking (BBG) | 7.50 | 14.00 | 9.14 |
| RLSP | 8.5 | 18 | 9.89 |
| Rural Loan Against Property | 8.25 | 19.00 | 18.09 |
| Rural Home Loans | 8.40 | 16.50 | 14.31 |
| Suvidha Shakti | 24.0 | 24.50 | 24.47 |
| Rural Consumer Durable Loan | 9.55 | 28.91 | 15.86 |
| Rural New Car Loans | 8.50 | 11.50 | 9.10 |
| Rural Used Car Loans | 10.0 | 18.01 | 15.15 |
| Rural Gold Loan | 9.5 | 18 | 16.24 |
| Rural Personal Loan | 15.0 | 26.50 | 23.13 |
| Rural Cross-Sell Personal Loan (Personal Loan to existing customers) | 11.08 | 35.47 | 29.18 |
* For tenure 36 months and above, minimum is 10%
** For Personal loan Interest Rate mentioned above is Monthly Reducing Rate of Interest
** Personal loan interest rate is fixed and not floating
